HomeMy WebLinkAboutResolution 2019-076
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Exhibit A
CITY OF ATASCADERO
STATEMENT OF GOALS AND POLICIES
CONCERNING USE OF THE MELLO-ROOS
COMMUNITY FACILITIES ACT OF 1982
I. INTRODUCTION
Pursuant to Section 53312.7(a) of the California Government Code of the Mello-Roos
Community Facilities Act of 1982 (the “Act”), the City of Atascadero (the “City”) hereby
formally considers and adopts local goals and policies concerning the use of the Act for the
establishment of community facilities districts (“CFD”) under the Act. The following goals and
policies are formally submitted and are on file with the City Clerk and may be amended or
supplemented by the City Council of the City (the “City Council”) at any time.
The City initiated proceedings for the formation of a CFD pursuant to the Act to finance eligible
community services on an on-going basis through the levy of special taxes. At the City’s
discretion, and depending upon existing circumstances, the City may also consider developer-
initiated applications requesting the formation of a CFD pursuant to the Act and the issuance of
bonds to finance the construction and/or acquisition of eligible public facilities.
The City has adopted this document to set forth its goals and policies for the use of the Act
pursuant to Section 53312.7 of the Act. In each and every circumstance, the decision as to
whether or not the City will make use of the Act is a decision that will be made solely by the
City. Nothing contained herein shall be construed as obligating the City to make use of the Act
in any circumstance or as granting to any person any right to have the City make use of the Act
in any circumstance.
II. CFD POLICY
It is the fundamental policy of the City that, except as specifically limited by these Policies, the
City Council may exercise all rights, powers, and authorities granted to it by the Act. The silence
of these Polices with respect to any matter shall not be interpreted as creating any policy with
regard to that matter. Any inconsistencies between these Policies and the Act, as amended, shall
be resolved in favor of the Act.
III. GOALS
The City shall make the determination as to whether a proposed district shall proceed under the
provisions of the Act. In selecting services and facilities to be financed, the City may finance
any services or facilities permitted to be financed under the Act.
IV. ELIGIBLE PUBLIC SERVICES AND FACILITIES
The City will consider CFDs established for the provision of services eligible to be funded under
the Act, including services to be provided by other public agencies, including but not limited to
police and fire services, and park maintenance services. The City may consider entering into a
joint community services agreement or joint exercise of powers agreement in order to finance
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these services. Eligible services are as specified in the Act in Government Code section 53313,
as it currently exists or may hereafter be amended.
Generally, the improvements to public facilities eligible to be financed by a CFD must have a
useful life of at least five (5) years and must be owned by the City or another public agency.
Subject to Section II hereof, the eligible public facilities include, but are not limited to, the types
of facilities specified in Government Code section 53313.5, as it currently exists or may hereafter
be amended. The City may, at its discretion, require that improvements financed by a CFD have
a useful life of more than five (5) years.
The funding of public facilities to be owned and operated by public agencies other than the City
shall be considered on a case-by-case basis. If the proposed financing is consistent with a public
facilities financing plan approved by the City, or the proposed facilities are otherwise consis tent
with approved land use plans for the property, the City may consider entering into a joint
community facilities agreement or joint exercise of powers agreement in order to finance these
facilities.
V. PRIORITIES FOR CFD FINANCING UNDER THE ACT
In general, none of the services authorized to be provided under the Act shall have priority over
the others. The eligibility of a service for funding and the priority for the funding of services will
be determined at the sole discretion of the City.
Priority for CFD financing shall be given to public facilities which: (a) are necessary for
economic development, or (b) are otherwise incident to an economic development project. If
appropriate, the City shall prepare a public facilities financing plan as a part of the specific plan
or other land use document that identifies the public facilities required to serve a project, and the
type of financing to be utilized for each facility. The eligibility of a facility for financing and the
priority for the financing of facilities will be determined at the sole discretion of the City.
VI. CREDIT QUALITY REQUIREMENTS FOR CFD BOND ISSUES
Although the City is not currently anticipating issuing bonds for a CFD for the financing of
public facilities, it is the policy of the City to comply with all provisions of the Act in preparation
of any future potential CFD bonds, including, but not limited to, Section 53345.8, as such
Section may be amended from time to time. It is the goal of the City to conform, as nearly as
practicable, to the California Debt and Investment Advisory Commission’s Appraisal Standards
for Land-Secured Financings, as such standards may be amended from time to time, provided,
however, that this City Council may additionally amend such standards from time to time as it
deems necessary and reasonable, in its own discretion, to provide needed public improvements
within the City, while still accomplishing the goals set forth herein.
Unless otherwise specifically approved by the City Council as provided in Section 53345.8(b) or
(c) of the Act, the district property value-to-lien ratio shall be at least three to one after
calculating the value of the public facilities to be financed and considering any prior or pending
special taxes or assessment liens. The Cit y may require a higher value-to-lien ratio in its
discretion, in consideration of current market and related conditions. Property value may be
based on either assessed values as indicated on the latest County assessor’s tax roll or an
appraisal (see Section VI). The appraisal must be dated within three months of the date the bonds
are issued.
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Less than a three to one value to lien ratio (as described above), excessive tax delinquencies, a
substantial amount of vacant land, or other factors may cause the Cit y to disallow the sale of
bonds or require credit enhancement prior to bond sale.
If the City requires letters of credit or other security, the credit enhancement shall be issued by an
institution, in a form and upon terms and conditions satisfactory to the City. Any security
required to be provided by the applicant may be discharged by the City upon the opinion of a
qualified appraiser, retained by the City, that a value-to-lien ratio of three to one has been
attained per land use category, including any overlapping special assessment or special tax liens.
As an alternative to providing other security, the applicant may request that a portion of the bond
proceeds be placed in escrow with a corporate agent in an amount sufficient to assure a value-to-
lien ratio of at least three to one on the outstanding proceeds. The use of an escrow bond
structure shall be in the sole discretion of the City.
The City may, at its option, require a financial feasibility report prior to the formation of the
CFD. The report shall be prepared by or at the direction of the City. All costs for preparing the
report shall be borne by the applicant/developer. An estimate of the report cost shall be made
prior to initiating the study and the applicant/developer shall deposit the cost prior to starting the
report.
For new development, prior to the issuance of bonds, the City may require the
applicant/developer to submit a financial plan which demonstrates to the City’s satisfaction the
applicant/developer’s ability to pay all special taxes through build out of the project.
VII. APPRAISALS
Pursuant to the Act, property value may be based either on an appraisal or on full cash value as
indicated on the County Assessor’s tax roll. The definitions, standards and assumptions to be
used for appraisals shall be determined by City on a case-by-case basis, with input from City
consultants and CFD applicants, and by reference to relevant materials and information
promulgated by the State of California, including the Appraisal Standards for Land -Secured
Financings prepared by the California Debt and Investment Advisory Commission. In any event,
the value-to-lien ratio shall be determined based upon an appraisal by an independent Member
Appraisal Institute (“M.A.I.”) appraiser of the proposed CFD. The appraisal shall be coordinated
by and under the direction of the City or its designee. All costs associated with the preparation
of the appraisal report shall be paid by the entity requesting the establishment of the CFD
through the advance deposit mechanism.
VIII. DISCLOSURE REQUIREMENTS FOR PROPERTY SELLERS AND
PROSPECTIVE PROPERTY PURCHASERS
Disclosure Requirements for Developers. Developers who are selling lots or parcels that are
within a CFD shall provide disclosure notice to prospective purchasers that comply with all of
the requirements set forth in Section 53341.5 of the Government Code, as it now exists or may
hereafter be amended. The disclosure notice must be provided to prospective purchasers of
property at or prior to the time the contract or deposit receipt for the purchase of property is
executed. Developers shall keep an executed copy of each disclosure document as evidence that
disclosure has been provided to all purchasers of property within a CFD.
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Disclosure Requirements for the Resale of Lots. Pursuant to Section 53340.2 of the Act, the
City’s Administrative Services Department shall provide a notice of special taxes to sellers of
property (other than developers), which will enable them to comply with their notice
requirements under Section 1102.6 of the Civil Code. The City, or its designee, shall provide
this notice within five working days of receiving a written request for the notice. A reasonable
fee may be charged for providing the notice, not to exceed any maximum fee specified in the
Act.
The City will take the following steps to ensure that prospective property purchasers are fully
informed about their taxpaying obligations imposed under applicable laws:
1. Conduct all proceedings in the manner required by the Ralph M. Brown Act
(Section 54950 and following of the California Government Code);
2. Cause a map of the boundaries of any proposed district to be recorded, pursuant to
Section 3111 of the California Streets and Highways Code, in the Office of the
San Luis Obispo County Recorder within 15 days following the adoption of a
resolution of intention to form that District, pursuant to Section 53321 of the Act;
3. It will give notice, pursuant to applicable laws, prior to holding any public hearing
on the establishment of a district;
4. It will record a notice of special tax lien, in the form specified by Section 3114.5
of the California Streets and Highways Code, within 15 days of the City Council’s
determination that the requisite number of voters are in favor of the levy of a
special tax in connection with a district. Such notice will include, among other
information:
i. A description of the rate, method of apportionment, and manner of
collection of the authorized special tax;
ii. Information about the conditions under which, or if, the obligation to pay
the special tax may be prepaid and permanently satisfied and the lien of
the special tax canceled;
iii. The name(s) of the owner(s) and the assessor’s tax parcel number(s) of the
real property included within the community facilities district and not
exempt from the special tax; and
iv. The name, address and telephone number of the City of Atascadero, so
that the City of Atascadero may be contacted to obtain further information
concerning the current and estimated future tax liability of owners or
purchasers of real property subject to the special tax lien.
5. It will, through the City’s Administrative Services Department, or its designee,
furnish a notice of special tax, in the form required by law to any individual
requesting the notice or any owner of property subject to a special tax levied by
the City within five working days of a request for such notice. The City’s
Administrative Services Department may charge a reasonable fee for this service,
not to exceed $50.
IX. EQUITY OF SPECIAL TAX FORMULAS AND MAXIMUM SPECIAL TAXES
The special tax formula shall be reasonable and equitable in allocating costs of services and
public facilities to parcels within the CFD. Exemptions from the special tax may be given to
parcels, which include but are not limited to, parcels which are publicly owned, are held by a
property owners’ association, are used for a public purpose such as open space or wetlands, are
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affected by public utility easements making impractical their utilization for other than the
purposes set forth in the easements, affordable housing, or have insufficient value to support
bonded indebtedness.
The maximum annual special tax, together with ad valorem property taxes, special assessments
and special taxes for an overlapping financing district, including such potential taxes and
assessments relating to authorized but unissued debt of public entities other than the City and any
other governmental taxes, fees, and charges secured by the property (collectively, the
“Overlapping Debt Burden”), in relation to the expected assessed value of each parcel upon
completion of the private improvements to the parcel, is of great importance to the City in
evaluating the proposed financing.
For residential parcels, the Overlapping Debt Burden shall not exceed two percent (2.0%) of the
projected assessed value of each improved parcel within the district. As it pertains to
commercial, industrial, or other parcels within the district, the City reserves the right to exceed
the two percent (2.0%) limit if, in the City’s sole discretion, it is fiscally prudent. The City, in its
sole discretion, may allow an annual escalation factor on parcels within a district.
In the event that the CFD issues debt, the special tax formulas shall provide for minimum special
tax levels which satisfy the following: (a) 110 percent debt service coverage for all CFD bonded
indebtedness (or such lower percentage determined by City’s financial advisor and underwriter
to be fiscally prudent), (b) the reasonable and necessary annual administrative expenses of the
CFD, and (c) amounts equal to the differences between expected earnings on any escrow fund
and the interest payments due on bonds of the CFD. Additionally, the special tax formula may
provide for the following: (a) any amounts required to establish or replenish any reserve fund
established in association with the indebtedness of the CFD, (b) the accumulation of funds
reasonably required for future debt service, (c) amounts equal to projected delinquencies of
special tax payments, (d) the costs of remarketing, credit enhancement and liquidity facility fees,
(e) the cost of services, (f) the cost of acquisition, construction, furnishing or equipping of
facilities, (g) lease payments for existing or future facilities, (h) costs associated with the release
of funds from an escrow account, and (i) any other costs or payments permitted by law. In
structuring the special tax, projected annual interest earnings on bond reserve funds may not be
included as revenue for purposes of the calculation.
The rate and method of apportionment of the special tax shall include a provision for a backup
tax to protect against any changes in development that would result in insufficient special tax
revenues to meet the debt service requirements of the district. Such backup tax shall be
structured in such a manner that it shall not violate any provisions of the Act regarding cross -
collateralization limitations for residential properties.
The City may retain a special tax consultant to prepare a report which: (a) recommends a special
tax for the proposed CFD, and (b) evaluates the special tax proposed to determine its ability to
adequately fund identified services City administrative costs, public facilities (if applicable) and
other related expenditures. Such analysis shall also address the resulting aggregate tax burden of
all proposed special taxes plus existing special taxes, ad valorem taxes and assessments on the
properties within the CFD.
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X. CFD COST DEPOSITS AND REIMBURSEMENTS; APPLICATIONS
For applicant-initiated CFDs the City shall not incur any non-reimbursable expenses for
processing and administering CFDs, unless otherwise agreed upon between applicant and City.
All City and consultant costs incurred in the evaluation of CFD applications and the
establishment of CFDs or annexations to CFDs will be paid by the entity requesting the
establishment of or annexation to the CFD by advance deposit which shall be in an amount
determined by the City’s then current schedule of fees for application processing and other
preliminary costs. The City shall determine the actual amount of the initial advance deposit. If
additional funds are needed to off-set costs and expenses incurred by the City, the City shall
make written demand upon the applicant for such funds. If the applicant fails to make any
deposit of additional funds for the proceedings, the City may suspend all proceedings un til
receipt of such additional deposit. Expenses not chargeable to the CFD shall be directly borne
by the applicant.
In the event a district is formed for City services only, the applicant/developer shall be obligated
to pay in advance all expenses incurred by the City for the formation of the district. If a
“service” district is not formed for any reason, the applicant/developer shall be entitled to any
unused portion of the advance deposit.
In the event a CFD is not formed due to City disapproval or abandonment, or due to applicant
abandonment, or the CFD is formed and bonds are not issued for any reason or the expenditure
of the special tax for ongoing City services is not authorized, the City will refund to
applicant/developer any remaining unexpended and unobligated portion of advance deposits
posted with the City, subject to the City’s prior and full reimbursement of all its direct and
indirect costs. If the applicant/developer’s advance deposit to the City is not sufficient to
reimburse the City for all of its direct and indirect costs, the City will require payment of the
balance due by the applicant/developer for the difference. The City shall not accrue or pay any
interest on any portion of the deposit refunded to the applicant or the costs and expenses
reimbursed to the applicant. Neither the City nor the CFD shall be required to reimburse the
applicant or property owner from any funds other than the proceeds of bonds issued by the CFD.
Unless otherwise agreed to by the City, the City shall be entitled to pay any refund to the
applicant/developer listed on the application form, irrespective of any changes in the ownership
or composition of the applicant/developer.
An applicant shall not be entitled to reimbursement from bond proceeds, if any, for any of the
following:
Administrative or overhead expenses, financial consultant or legal fees incurred
by an applicant for the formation of a special district (this limitation does not
apply to amounts advanced by the applicant to the City).
Land-use planning and subdivision costs and environmental review costs related
to such land use planning and subdivision.
Environmental impact studies unless off-site and directly related to the project.
Construction loan interest.
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Costs, including but not limited to, land acquisition costs incurred prior to
entering into a reimbursement or acquisition agreement or the adoption of a
resolution of intention to form the district.
Attorney’s fees related to the land use entitlement or subdivision process unless
off-site and directly related to the project.
On-site right-of-way and easements.
Other overhead expenses incurred by the applicant/developer.
XI. APPLICATION PROCESS
The application form for a proposed CFD may be obtained from the Community Development
Department of the City.
Completed applications shall be returned to the Community Development Department and must
be accompanied by a deposit in the amount determined by the City. City staff will review the
application for compliance with these goals and policies and will make a recommendation to the
City Council as to whether or not to proceed with the proposed CFD.
The Council will either approve or deny the application. If approval is granted, the Council shall
direct the City Manager, or designee, to engage additional consultants, negotiate necessary
contracts, and collect additional developer deposits, as necessary. City staff shall submit all
necessary documents and reports needed for the Council to either terminate proceedings or take
action to form the CFD, call the election and, if required, issue bonds.
XII. RESPONSIBLE DEPARTMENT
The City’s Administrative Services Department, which is located at 6500 Palma Avenue,
Atascadero, CA 93422 (the “Administrative Services Department”), is designated as the
department of the City responsible for: (i) preparing the annual roll of special tax obligations
with respect to any CFD; (ii) providing information to interested persons regarding the current
and estimated future tax liability of owners or purchasers of real property subject to the special
tax lien; and (iii) furnishing notices of special tax as required by applicable law.
Subject to the policies of the City, and as permitted by applicable law, the Administrative
Services Department may obtain the assistance of a qualified consultant to perform any of the
duties set forth above, and to charge the cost of such consultant to the administrative costs of the
CFD.
XIII. USE OF CONSULTANTS
The City shall select all consultants as it deems necessary for the formation of the CFD or the
issuance of bonds, including the underwriter(s), bond counsel, financial advisor, appraiser,
absorption consultant, and the special tax consultant. Prior consent of the applicant shall not be
required in the determination by the City of the consulting and financing team.
An applicant/developer may retain its own consultants for its own benefit, but will work through
those consultants hired by the City. If the developer/applicant retains its own consultants, all
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costs associated therewith shall be borne by the developer/applicant, without reimbursement
from bond proceeds unless otherwise agreed to by the City
XIV. EXCEPTIONS TO THESE POLICIES
The City may, in its discretion and to the extent permitted by law, waive any of the policies set
forth herein in particular cases.
XV. MODIFICATION OF THESE POLICIES
The City Council reserves the right to modify or amend these Goals and Policies at any time and
from time to time by resolution.