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HomeMy WebLinkAboutCC_2025_11_12_AgendaPacket https://us02web.zoom.us/webinar/register/WN_ZwJ7a031S3KXauEym9ehaA Copies of the staff reports or other documentation relating to each item of business referred to on the Agenda are on file in the office of the City Clerk and are available for public inspection on our website, www.atascadero.org. Contracts, Resolutions and Ordinances will be allocated a number once they are approved by the City Council. The Minutes of this meeting will reflect these numbers. All documents submitted by the public during Council meetings that are made a part of the record or referred to in their statement will be noted in the Minutes and available for review by contacting the City Clerk's office. All documents will be available for public inspection by appointment during City Hall business hours. CITY OF ATASCADERO CITY COUNCIL AGENDA MEETING INFORMATION: The City Council meeting will be held in the City Council Chambers and in-person attendance will be available at that location. HOW TO OBSERVE THE MEETING REMOTELY: To observe remotely, residents can livestream the meeting on Zoom, and listen live on KPRL Radio 1230AM and 99.3FM. The video recording of the meeting will be available through the City’s website and on the City’s YouTube Channel. To observe remotely using the Zoom platform please visit: HOW TO SUBMIT PUBLIC COMMENT: Public comment may be provided in-person. Written public comments are accepted at cityclerk@atascadero.org. Comments should identify the Agenda Item Number in the subject line of the email. Such comments will be forwarded to the City Council and made a part of the administrative record. To ensure distribution to the City Council before consideration of an item, please submit comments not later than 12:00 p.m. the day of the meeting. All correspondence will be distributed to the City Council, posted on the City’s website, and be made part of the official public record of the meeting. Please note, comments will not be read into the record. Please be aware that communications sent to the City Council are public records and are subject to disclosure pursuant to the California Public Records Act and Brown Act unless exempt from disclosure under applicable law. Communications will not be edited for redactions and will be printed/posted as submitted. AMERICANS WITH DISABILITIES ACT ACCOMMODATIONS: Any member of the public who needs accommodations should contact the City Clerk’s Office at cityclerk@atascadero.org or by calling 805-470-3400 at least 48 hours prior to the meeting or time when services are needed. The City will use their best efforts to provide reasonable accommodations to afford as much accessibility as possible while also maintaining public safety in accordance with the City procedure for resolving reasonable accommodation requests. DISCLOSURE OF CAMPAIGN CONTRIBUTIONS: California Government Code section 84308 (“Levine Act”) requires a party to or participant in a proceeding involving a license, permit, or other entitlement, including all contracts other than competitively bid, labor, or personal employment contracts, to disclose any contribution of more than $500 that the party or participant (or their agent) has made to a member of the City Council within the prior 12 months. The City Council Member(s) who receive such a contribution are disqualified and not able to participate in the proceedings and are also required to disclose that fact for the official record of the subject proceedings. Disclosures must include the amount of the campaign contribution and identify the recipient City Council Member and may be made either in writing to the City Clerk before the agenda item or by verbal disclosure during consideration. The Levine Act also prohibits, during the proceeding and for 12 months following a final decision, a party to or participant in (or their agent) a proceeding involving a license, permit, or other entitlement, including all contracts other than competitively bid, labor, or personal employment contracts, from making a contribution of more than $500 to any member of the City Council or anyone running for City Council. City Council agendas and minutes may be viewed on the City's website: www.atascadero.org/agendas CITY OF ATASCADERO REGULAR CITY COUNCIL MEETING AGENDA Wednesday, November 12, 2025, 5:00 p.m. Wednesday, November 12, 2025, 6:00 p.m. City Hall Council Chambers, Fourth Floor 6500 Palma Avenue, Atascadero, California Pages A.CLOSED SESSION (5:00 p.m.) 1.ROLL CALL Mayor Bourbeau Mayor Pro Tem Dariz Council Member Funk Council Member Newsom Council Member Peek 2.CLOSED SESSION - PUBLIC COMMENT 3.COUNCIL LEAVES CHAMBERS TO BEGIN CLOSED SESSION 4.CLOSED SESSION - CALL TO ORDER a.Conference with Real Property Negotiators Government Code Sec 54956.8 Real Property: 6105 Olmeda Avenue (APN 029-091-001 - State of California Property), Atascadero, CA 93422 Agency Negotiator: James R. Lewis, City Manager Negotiating Parties: State of California Subject of Negotiations: Purchase price and/or terms of payment b.Conference with Real Property Negotiators Government Code Sec 54956.8 Real Property: Capistrano Avenue (APN is 029-105-014 - Sean Knoph property), Atascadero, CA 93422 Agency Negotiator: James R. Lewis, City Manager Negotiating Parties: Sean Knoph Subject of Negotiations: Purchase price and/or terms of payment c.Conference with Legal Counsel - Initiation of Litigation Government Code Sec. 54956.9(d)(4): 1 potential case 5.CLOSED SESSION - ADJOURNMENT 6.CLOSED SESSION REPORT B.REGULAR SESSION - CALL TO ORDER C.PLEDGE OF ALLEGIANCE Council Member Peek D.CONSENT CALENDAR (All items on the consent calendar are considered routine and non-controversial by City staff and will be acted upon by a single action of the City Council unless otherwise requested by an individual Council Member for separate consideration. Public comment on Consent Calendar items will be invited prior to action on the Calendar.) 1.City Council Draft Minutes - October 28, 2025 5 Recommendation: Council approve the October 28, 2025, City Council Regular Meeting Minutes [City Clerk] 2.Design Award for 2026 Measure F-14 Pavement Rehabilitation Project 9 Fiscal Impact: Estimated expenditures of $121,440 from Sales Tax Measure F-14 Funds for the design phase of the 2026 F-14 Project. The adopted budget includes $50,000 in fiscal year 24/25, $150,000 in fiscal year 25/26, and $1,610,000 in fiscal year 26/27, for a total project budget of $1,810,000.. Recommendation: Council award a professional services agreement to Rick Engineering Company for $121,440 to provide design engineering and prepare bidding documents for the 2026 Measure F-14 Pavement Rehabilitation Project (City Project No. C2025R01) [Public Works] 3.Appropriation of Tree Plant Fund for Installation of the Monarch & Pollinator Native Garden Corridor Project 13 Fiscal Impact: Approval of this recommendation will result in the appropriation of $88,000 from the Tree Plant Fund toward the installation of the Monarch & Pollinator Native Garden Corridor Project. Recommendation: Council authorize the Director of Administrative Services to appropriate $88,000 in Tree Plant Funds for installation of the Monarch & Pollinator Native Garden Corridor Project for Fiscal Year 2025/2026. [Community Services and Promotions] 4.Authorization to Execute Loan Documentation 15 Fiscal Impact: All funds associated with the loans shall be appropriated from the City’s In Lieu Low/Moderate in the form of soft loans. The $400,000 loan will be for a term of 55 years and the $527,573 will be for a term of 22 years. Both loans would be issued with a simple interest rate of 3%. Recommendation: Council adopt Draft Resolution authorizing the City Manager to execute necessary loan contracts on behalf of the City for the People’s Self-Help Housing Del Rio Ridge Affordable Housing Project in substantially the form presented. [Community Development] E.UPDATES FROM THE CITY MANAGER (The City Manager will give an oral report on any current issues of concern to the City Council.) F.COMMUNITY FORUM (This portion of the meeting is reserved for persons wanting to address the Council on any matter not on this agenda and over which the Council has Page 2 of 77 jurisdiction. Speakers are limited to three minutes. Please state your name for the record before making your presentation. Comments made during Community Forum will not be a subject of discussion. A maximum of 30 minutes will be allowed for Community Forum, unless changed by the Council. Any members of the public who have questions or need information may contact the City Clerk’s Office, between the hours of 8:30 a.m. and 5:00 p.m. at (805) 470- 3400, or cityclerk@atascadero.org.) G.PUBLIC HEARINGS 1.Order to Vacate a Portion of Public Right-of-Way at 11285 San Marcos Road 54 Fiscal Impact: None Recommendation: Council adopt Draft Resolution ordering the vacation of a portion of public right-of-way at 11285 San Marcos Road based upon findings consistent with the State of California Streets and Highways Code. [Public Works] 2.2026 Community Development Block Grant Draft Recommendations 61 Fiscal Impact: Approval of Atascadero’s total 2026 CDBG allocation would result in the estimated revenue and expenditure of $176,247 of CDBG funds. Recommendation: Council develop and adopt draft recommendations for the 2026 Community Development Block Grant (CDBG) funding cycle. [Public Works] H.MANAGEMENT REPORTS 1.City Manager’s Task Force on Wastewater Report and WWTP Project Update 66 Fiscal Impact: The recommendation for Council associated with this report does not have a direct fiscal impact. Recommendation: Council review and file report. [Public Works] 2.Wastewater Treatment Plant Design Engineering Contract Award 73 Fiscal Impact: Adopting staff recommendations will result in the expenditure of $520,840 from budgeted Wastewater Funds, and potential future expenditures up to $9,228,651 as approved by Council for future phases of design work. The adopted FY2025-2027 budget includes $2,000,000 in FY2025/2026 and $4,000,000 in FY2026/2027 from the Wastewater Fund for this project. Recommendation: Council: 1. Award a professional services agreement for up to $9,749,491 to Black & Veatch for Design Engineering for the Atascadero Water Reclamation Facility Replacement Project (City Project No. C2020W03).. 2. Authorize Black & Veatch to proceed with Phase 1 work (Process Selection and Preliminary Cost Estimate) for the Atascadero Water Reclamation Facility Replacement Project for $520,840.[Public Works] I.COUNCIL ANNOUNCEMENTS AND COMMITTEE REPORTS (On their own initiative, Council Members may make a brief announcement or a brief report on their own activities. The following represent standing committees. Informative status reports will be given, as felt necessary): Page 3 of 77 Mayor Bourbeau 1. City Selection Committee 2. County Mayor’s Round Table 3. Integrated Waste Management Authority (IWMA) 4. Central Coast Community Energy (3CE) Mayor Pro Tem Dariz 1. Air Pollution Control District 2. California Joint Powers Insurance Authority (CJPIA) Board 3. Community Action Partnership of San Luis Obispo (CAPSLO) 4. Visit SLO CAL Advisory Committee Council Member Funk 1. Atascadero Basin Ground Water Sustainability Agency (GSA) 2. Design Review Committee 3. Homeless Services Oversight Council 4. REACH SLO Advisory Commission Council Member Newsom 1. City of Atascadero Finance Committee 2. City / Schools Committee 3. League of California Cities – Council Liaison 4. SLO Council of Governments (SLOCOG) 5. SLO Regional Transit Authority (RTA) Council Member Peek 1. City of Atascadero Finance Committee 2. City/Schools Committee 3. Design Review Committee 4. SLO County Water Resources Advisory Committee (WRAC) J.INDIVIDUAL DETERMINATION AND / OR ACTION: (Council Members may ask a question for clarification, make a referral to staff or take action to have staff place a matter of business on a future agenda. The Council may take action on items listed on the Agenda.) 1. City Council 2. City Clerk 3. City Treasurer 4. City Attorney 5. City Manager K.ADJOURNMENT Page 4 of 77 11/12/25 | Item D1 Atascadero City Council October 28, 2025 Page 1 of 4 CITY OF ATASCADERO CITY COUNCIL MEETING DRAFT MINUTES October 28, 2025, 6:00 p.m. City Hall Council Chambers, Fourth Floor 6500 Palma Avenue, Atascadero, California _____________________________________________________________________ A. REGULAR SESSION - CALL TO ORDER Mayor Bourbeau called the meeting to order at 6:00 p.m. B. PLEDGE OF ALLEGIANCE Mayor Bourbeau led the Pledge of Allegiance. C. ROLL CALL Present: Mayor Bourbeau, Mayor Pro Tem Dariz, Council Member Funk, Council Member Newsom (6:04 pm), Council Member Peek Absent: None Staff Present: Assistant City Manager/City Clerk Lara Christensen, City Attorney Dave Fleishman, Deputy Director of Administrative Services Cindy Chavez, Public Works Director Nick DeBar, Community Development Director Phil Dunsmore, Fire Battalion Chief Dave Van Son, Police Chief Dan Suttles, Deputy City Manager - IT Luke Knight, Deputy City Clerk Alyssa Slater, Community Services and Promotions Director Terrie Banish, Planning Manager Kelly Gleason D. CONSENT CALENDAR (All items on the consent calendar are considered routine and non-controversial by City staff and will be acted upon by a single action of the City Council unless otherwise requested by an individual Council Member for separate consideration. Public comment on Consent Calendar items will be invited prior to action on the Calendar.) Page 5 of 77 11/12/25 | Item D1 Atascadero City Council October 28, 2025 Page 2 of 4 1. City Council Draft Minutes - October 14, 2025 Regular Meeting Recommendation: Council approve the October 14, 2025, City Council Draft Regular Meeting Minutes. [City Clerk] 2. September 2025 Accounts Payable and Payroll Fiscal Impact: $6,059,350.06 Recommendation: Council approve certified City accounts payable, payroll and payroll vendor checks for September 2025. [Administrative Services] 3. Conflict of Interest Code – Biennial Review Fiscal Impact: None Recommendation: Council adopt Draft Resolution, updating and amending the Conflict of Interest Code for the City of Atascadero. [City Clerk] 4. Update Salary Schedule and Staff Title Fiscal Impact: The staffing adjustment in Public Works will have a financial impact of an additional $11,000 -$13,000 per year. The department can use salary and other budget savings to cover the additional costs. Recommendation: Council 1. Authorize the City Manager to reclassify employee into appropriate title classification of Economic Development Manager. 2. Authorize the City Manager to hire a Public Works Supervisor - Parks, while having an extra Maintenance Worker II. 3. Amend the fiscal year 2025-2026 and 2026-2027 monthly salary schedules to correct existing positions. 4. Adopt Draft Resolution for Non-Represented Professional and Management Workers and Confidential Employees. [Human Resources] Mayor Bourbeau opened the Public Comment period. Mayor Bourbeau closed the Public Comment period. Motion by Funk Second by Dariz 1. Approve Consent Calendar (#D3: Resolution No. 2025-062) (#D4 Resolution No. 2025-063) AYES (4): Mayor Bourbeau, Mayor Pro Tem Dariz, Council Member Funk, and Council Member Peek ABSENT (1): Council Member Newsom Motion Passed (4 to 0) Page 6 of 77 11/12/25 | Item D1 Atascadero City Council October 28, 2025 Page 3 of 4 E. UPDATES FROM THE CITY MANAGER Assistant City Manager/City Clerk Christensen gave an update on projects and issues within the City. F. COMMUNITY FORUM The following persons spoke: Jennifer Adams (Lumina Alliance CEO), Linda Acaida (exhibit A), Jeannine Jacobs, Geoff Auslen G. MANAGEMENT REPORTS 1. Draft 2045 Atascadero General Plan Fiscal Impact: The Draft Plan will be analyzed for fiscal impact based on the preferred land use alternative and guiding policies. A draft and final analysis will be presented during the public review period and prior to Plan adoption. Recommendation: Council receive an overview of the Draft 2045 General Plan, provide comments on the Draft Plan, and receive an overview of next steps. [Community Development] Community Development Director Dunsmore presented this item. Director Dunsmore, and Planning Manager Gleason answered questions from the Council. PUBLIC COMMENT: Mayor Bourbeau opened the Public Comment period. The following persons spoke on this item: Maddie Payne, Jeff Snyder, Jean Collins, Deborah Hintergard, Sally Salino Mayor Bourbeau closed the Public Comment period. Mayor Bourbeau recessed the Meeting at 8:22 P.M. Mayor Bourbeau reconvened the Meeting with all present at 8:30 P.M. Council Member Newsom provided comments on the Draft 2045 General Plan and left the meeting at 8:32 pm Council received an overview of the Draft 2045 General Plan, provided comments on the Draft Plan, and received an overview of next steps. Page 7 of 77 11/12/25 | Item D1 Atascadero City Council October 28, 2025 Page 4 of 4 H. COUNCIL ANNOUNCEMENTS AND COMMITTEE REPORTS The following Council Members gave brief update reports on their committees since their last Council meeting: Mayor Bourbeau 1. County Mayor’s Round Table 2. Integrated Waste Management Authority (IWMA) 3. Central Coast Community Energy (3CE) 4. Garbage truck ride-along Council Member Peek 1. City/Schools Committee – met with Council Member Newsom and Superintendent Bennett ahead of next meeting. I. INDIVIDUAL DETERMINATION AND / OR ACTION: None J. ADJOURNMENT Mayor Bourbeau adjourned the meeting at 9:38 p.m. MINUTES PREPARED BY: ______________________________________ Alyssa Slater Deputy City Clerk APPROVED: 10/28/2025 Exhibit A: Children’s Health Defense Article Page 8 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item D2 Department: Public Works Date: 11/12/25 Placement: Consent TO: JAMES R. LEWIS, CITY MANAGER FROM: NICK DE BAR, DIRECTOR OF PUBLIC WORKS/CITY ENGINEER PREPARED BY: JOE MURPHY, ASSOCIATE CIVIL ENGINEER SUBJECT: Design Award for 2026 Measure F-14 Pavement Rehabilitation Project RECOMMENDATION: Council award a professional services agreement to Rick Engineering Company for $121,440 to provide design engineering and prepare bidding documents for the 2026 Measure F-14 Pavement Rehabilitation Project (City Proj. No. C2025R01) DISCUSSION: BACKGROUND Sales Tax Measure F-14 was approved by voters in November 2014 to fund the repair, maintenance, and rehabilitation of City-maintained local roadways with a one-half cent sales tax over twelve years. A list of projects to be funded with Measure F-14 revenue is developed each budget cycle by employing the Critical Point Management technique with the City’s Pavement Management Program. The below list of roadway segments were selected by this process and included with the 2026 Measure F-14 Pavement Rehabilitation Project (2026 F-14 Project). A project map is also attached for reference. Road Segments in 2026 Measure F-14 Pavement Rehabilitation Project Road Name Beginning Location Ending Location Length (ft) Area (sq ft) 2024 PCI Andrita Rd Casanova Ave Sierra Vista Rd 1,250 27,500 45 Monterey Ct Monterey Rd End 575 20,125 43 Ramage Dr Portola Rd End 370 11,470 30 Santa Ynez Ave Atascadero Ave San Andres Ave 1,235 30,875 39 Venado Ave Ardilla Ave Chauplin St 835 17,535 38 All segments in the above list are in the western portion of the City, part in the central-west and part in the northern-west. Venado Avenue and Andrita Road are rural road segments that are narrow, hilly, and have little or no edge improvements or ADA features. Santa Ynez Avenue is a longer suburban residential street with no edge improvements. Monterey Court and Ramage Drive are short, dead-end residential streets with edge improvements on both sides, and Ramage Drive will most likely need ADA ramps installed at its intersection with Portola Road to be brought into compliance with current ADA requirements. Page 9 of 77 11/12/25 | Item D2 | Staff Report ANALYSIS A Request for Proposals (RFP) was issued for the design phase of the 2026 F-14 Project in October 2025 with a work scope that includes topographic surveying, survey monument research, pavement engineering analysis, preparation of construction plans, specifications, cost estimates (Plans, Specifications, and Estimates), and providing engineering assistance during the bid process. Five proposals were received from Rick Engineering Company (Rick), AKA Engineering (AKA), North Coast Engineering (NCE), Wallace Group (WF), and Above Grade Engineering (AGE), all with local offices in San Luis Obispo County. All five are qualified consultants with experience on similar projects. A technical selection committee independently reviewed and scored each proposal considering experience with similar projects, responsiveness to City needs, experience of key personnel, and other factors. All proposals demonstrated the ability to complete the work, but Rick Engineering provided the best overall proposal for this project and is being recommended by the Public Works Director/City Engineer. Rick Engineering has a successful track record with the City, including completing design work for roughly half of the previous F-14 projects, including the 2025 F-14 Project. A detailed fee estimate worksheet was submitted with Rick Engineering’s proposal, and staff believes Rick Engineering’s fee is reasonable considering the extensive pavement testing, topographic surveying and intersection design that is needed. If awarded, Rick Engineering’s compensation will be based upon actual labor hours worked plus reimbursable expenses and subconsultant fees. Design work is anticipated to take approximately six months to complete. Staff anticipates a public bid around May 2026 with construction occurring in the June through November 2026 timeframe. FISCAL IMPACT: Approving staff’s recommendations in this report will result in estimated expenditures of $121,440 from Sales Tax Measure F-14 Funds for the design phase of the 2026 F-14 Project. The adopted budget includes $50,000 in fiscal year 24/25, $150,000 in fiscal year 25/26, and $1,610,000 in fiscal year 26/27, for a total project budget of $1,810,000. ESTIMATED EXPENDITURES Project Design (Rick Engineering, PEI, and JHLS) & Staff Time $185,000 Construction Contract $1,250,000 Construction Inspection, Coordination, and Support @ 10% $125,000 Construction Contingency @20% $250,000 Total: $1,810,000 PROPOSED FUNDING Sales Tax Measure F-14 Fund: 2026 Pavement Rehab. Project $1,810,000 Total: $1,810,000 Page 10 of 77 11/12/25 | Item D2 | Staff Report ALTERNATIVES TO THE STAFF RECOMMENDATION Council can direct staff to resolicit for design engineering services for the project, but staff does not recommend this alternative since the top proposals received were highly qualified and were very competitive. REVIEWED BY OTHERS: This item has been reviewed by the Administrative Services Director. REVIEWED AND APPROVED FOR COUNCIL AGENDA James R. Lewis, City Manager ATTACHMENT: 1. 2026 F-14 Project Location Map Page 11 of 77 2026 F-14 PMP PROJECT EXHIBIT ROADWAY REPAIR LOCATIONS DRAWN BY: DATE: SCALE: PAGE NO:1 1" = 2000' 10/2/2025 J. MURPHY OF 1 LEGEND: 2026 REHABILITATION SEGMENT VENADO AVE RAMAGE DR MONTEREY CT SANTA YNEZ AVE ANDRITA RD 10/28/25 | Item D2 | Attachment 1 Page 12 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item D3 TO: JAMES R. LEWIS, CITY MANAGER FROM: TERRIE BANISH, DIRECTOR COMMUNITY SERVICES & PROMOTIONS PREPARED BY: TERRIE BANISH, DIRECTOR COMMUNITY SERVICES & PROMOTIONS SUBJECT: Appropriation of Tree Plant Fund for Installation of the Monarch & Pollinator Native Garden Corridor Project RECOMMENDATION: Council authorize the Director of Administrative Services to appropriate $88,000 in Tree Plant Funds for installation of the Monarch & Pollinator Native Garden Corridor Project for Fiscal Year 2025/2026. DISCUSSION: Over the past two years, the City and the Central Coast Zoo Atascadero have been working on a variety of conservation efforts which include support and recovery of the Monarch butterflies and pollinator populations. These conservation efforts are a key part of maintaining status as an AZA credentialed institution. One such opportunity has been identified at “the Oasis,” the area between Highway 41 southbound off-ramp and the Chevron station. This site has been selected for the Monarch & Pollinator Native Garden Corridor Project due to its visibility, accessibility, and ideal location approximately halfway between Monterey and Pismo Beach, serving as an important “rest stop” for migrating Monarchs and other pollinators. In addition to its ecological benefits, the project will contribute to beautification of a main corridor area in the City, enhance the appearance of nearby neighborhoods and businesses, and create a more inviting and walkable environment. Additionally, the project will also serve as a demonstration garden with signage and native trees and plants modeling for residents what a native tree and plant habitat could look like on their own property. Such a demonstration garden exists outside of the Pavilion though it is much smaller in scope. The project also aligns with the City’s ongoing efforts to promote the Central Coast Zoo Atascadero and strengthen our community’s identity as a destination committed to sustainability and environmental stewardship. Department: Community Services & Promotions Date: 11/12/25 Placement: Consent Page 13 of 77 11/12/25 | Item D3 | Staff Report To bring this project to life, the City has worked to obtain bids from local landscape companies including Armet’s Landscape, Madrone Landscapes and Rainscape SLO. Madrone Landscapes came in with the lowest bid and worked with staff on a comprehensive program to install the pollinator garden with a sponsorship component including promotional signage, in turn for a five-year maintenance plan from the landscape company to ensure the area remains vibrant and well- maintained. In addition, the Master Gardeners volunteer organization that works closely with the Zoo have provided a complementary concept plan. This plan features native shrubs, grasses, and pollinator-friendly plants, along with boulders, ornamental fencing, and decorative mulch. The location will also include directional signage for the Central Coast Zoo Atascadero as well as promotional signage highlighting Madrone Landscapes. Importantly, this project will also improve public visibility and maintenance of the site, helping deter future unauthorized encampments or debris accumulation in the area. By transforming this corridor into an active, well-landscaped, and regularly maintained space, the City will both enhance safety and create a welcoming, environmentally responsible gateway along Highway 41. If approved, implementation of the Monarch & Pollinator Native Garden is expected to begin within the next month. The total project cost of $88,000 includes site preparation and installation of plants, mulch, boulders, fencing, irrigation, and necessary signage. The concept plan, which outlines plant selection and layout, was generously provided at no cost by the Master Gardeners. Additionally, a 5-year maintenance plan is included through the Madrone Landscape sponsorship program. FISCAL IMPACT: Approval of this recommendation will result in the appropriation of $88,000 from the Tree Plant Fund toward the installation of the Monarch & Pollinator Native Garden Corridor Project. As the project will also serve as a demonstration garden for native trees and plants and preserves a natural habitat and tree planting area, use of Tree Plant Funds are appropriate. REVIEWED BY OTHERS: This item has been reviewed by Director Administrative Services. REVIEWED AND APPROVED FOR COUNCIL AGENDA James R. Lewis, City Manager ATTACHMENT(S): None. Page 14 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item D4 Department: Community Development Date: 11/12/2025 Placement: Consent TO: JAMES R. LEWIS, CITY MANAGER FROM: PHIL DUNSMORE, COMMUNITY DEVELOPMENT DIRECTOR PREPARED BY: ERICK GOMEZ, ASSOCIATE PLANNER SUBJECT: Authorization to Execute Loan Documentation RECOMMENDATION: Council adopt Draft Resolution authorizing the City Manager to execute necessary loan contracts on behalf of the City for the People’s Self-Help Housing Del Rio Ridge Affordable Housing Project in substantially the form presented. REPORT IN BRIEF: The Del Rio Ridge Affordable Housing Project is an approved apartment complex comprised of forty-one (41) deed-restricted affordable apartment units, one (1) caretaker unit, and a community building that will be constructed on a vacant 1.95-ac property located at 2433 El Camino Real (049-151-056). The City has committed to appropriate $927,573 from the City’s In Lieu Low/Moderate Income Housing Fund for the project over two separate loans. City Staff has coordinated with People’s Self-Help Housing Corporation on developing the attached associated documents for review and approval by City Council and execution by the City Manager’s Office and the Developer. In that the forms may be subject to change as the project moves closer to funding and construction, the approval sought from Council is for approval of the loan documents substantially in the form presented tonight. The overall loan amount would not change, but there may be other document changes necessary to ensure timely funding of the project by other funding sources. If, in the opinion of staff, such changes are not material and do not otherwise conflict with the policy direction given by Council, staff would like to be able to approve the changes without returning to Council. BACKGROUND The Project was reviewed and endorsed by the Design Review Committee on September 25, 2019. At their May 26, 2020 meeting, the Council approved allocation of funds via $400,000 loan with a 55-year term to be used towards general development costs associated with the project. At their October 14, 2025 meeting, the Council approved allocation of an additional $527,573 loan with a 22-year term to be used towards Development Impact Fees. In the alternative, PSHH has indicated that it may use the $527,573 loan for construction costs, and pay the impact fees at the time the certificate of occupancy issues for the project out of its construction loan financing to save on interest costs during the course of construction. This would not affect the City’s security in the property or the loans, but it is slightly different in terms of the arrangement presented to Page 15 of 77 11/12/2025 | Item D4 | Staff Report Council on October 14. The loan term would still be 22 years for that portion of the loan, however. Both loans will have a 3% interest rate. City Staff has coordinated with Peoples’ Self-Help Housing Corporation on developing the attached loan agreements for review and approval by City Council and execution by the City Manager’s Office and the Developer. The City has approved Construction Documents for the Project in October 2025. Project financing is anticipated to be finalized by December 19, 2025, and construction is expected to begin by January 13, 2026. The final affordability rates for the apartment units are described in the following table: UNIT TYPE Very Low & Extremely Low Income Low Income* TOTAL UNITS 30% AMI 45% AMI 50% AMI 55% AMI 60% AMI 1 Bedroom 6 0 0 0 0 6 2 Bedroom 3 9 0 4 8 24 3 Bedroom 4 0 3 1 3 11 Manager’s Unit - - - - - 1 TOTAL UNITS 13 9 3 5 11 42 *Low-income is defined as 80% of AMI. Units listed at 60% of AMI will count as low-income units for the city’s RHNA. ALTERNATIVE: Council may refer the item back to staff for additional review and analysis. FISCAL IMPACT: All funds associated with the loans shall be appropriated from the City’s In Lieu Low/Moderate in the form of soft loans. The $400,000 loan will be for a term of 55 years and the $527,573 loan will be for a term of 22 years. Both loans would be issued with a simple interest rate of 3%. REVIEWED BY OTHERS: This item has been reviewed by the City Attorney, Community Development Director, and Administrative Services Director. REVIEWED AND APPROVED FOR COUNCIL AGENDA ____________________________________ James R. Lewis, City Manager ATTACHMENT(S): 1. Loan Agreement 2. Affordable Housing Regulatory Agreement 3. General Loan Promissory Note 4. Impact Fee Loan Promissory Note 5. Deed of Trust Page 16 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement LOAN AGREEMENT THIS LOAN AGREEMENT (“Agreement”) is made and entered into on ____________, 2025 by Del Rio Ridge, L.P., a California limited partnership (hereinafter referred to as the “Owner”), and the CITY OF ATASCADERO, a California general law city (hereinafter referred to as the “City”). WITNESSETH: WHEREAS, the City operates a revolving loan fund for the purpose of increasing the supply of affordable housing for very low, low and moderate income residents of the City; WHEREAS, the Loan (defined below) will be funded using the City’s affordable housing funds; WHEREAS, City has agreed to provide Owner a loan in the aggregate amount of NINE HUNDRED TWENTY-SEVEN THOUSAND FIVE HUNDRED SEVENTY-THREE DOLLARS AND NO CENTS ($927,573.00) (the “Loan”) consisting of the following two tranches (i) $400,000.00 in cash (the “Housing Loan Proceeds”) and (ii) $527,573.00 for payment of construction costs (the “Construction Proceeds”) (collectively “Loan Proceeds”) to finance development of real property located at 2433 El Camino Real, Atascadero, California, 93422, in the County of San Luis Obispo (APN 049-151-056), as more particularly described in Exhibit A (the “Property”) as a housing project for low income households in the City of Atascadero; WHEREAS, the Owner will construct a residential project with forty-two (42) multi-family rental apartment units consisting of forty-one units affordable to Extremely Low, Very Low and Low Income Households, plus one manager’s unit (the “Project”) on the Property; WHEREAS, the Loan Proceeds will be disbursed upon the date of this Agreement for the development and construction of the Project (the “Funding Date”); WHEREAS, in addition to this Agreement, the Loan will be evidenced by two promissory notes of even date herewith, secured by deed of trusts and include a regulatory agreement recorded against the Property, (all of which documents collectively are the “Loan Documents”); NOW, therefore, in consideration of the mutual promises, recitals and other provisions hereof, the parties agree as follows: 1. Scope of Activities. a. Within 24 months after execution of this Agreement, subject to force majeure delays, the Owner shall complete construction of the Project and obtain final permit approval allowing occupancy of all apartment units. The Project shall be constructed in material compliance with the approved development permit and construction permits. b. This completion schedule may be amended upon written agreement between the parties. The date on which construction is completed and final approval has been granted for occupancy of the final apartment unit shall be the Completion Date. There shall be no default for construction delays beyond the reasonable control of Owner, provided that such delays do not exceed one hundred eighty (180) days, or such longer period of time as may be specified in the Loan Documents. c. During the term of this Agreement, the Owner shall retain legal fee ownership of Page 17 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement the Property and Project and of all rights, royalties, profits and proceeds generated or caused by the residential units of the Project, except that the Owner may transfer the Property and/or Project as permitted in the Deed of Trust. d. Owner hereby covenants and agrees to maintain a minimum of twenty (20) units in the Project as affordable rental units, in accordance with the Affordability Schedule attached as Exhibit B hereto. 2. Term of Agreement. The term of this Agreement shall commence on the date first above written and shall terminate fifty-five (55) years from the Conversion Date, as that term is defined under the Note, unless sooner terminated as hereinafter provided. 3. Loan. Subject to the terms and conditions of this Agreement, the City shall fund the Loan Proceeds on the Funding Date. The Owner shall not obligate or expend the funds for any purpose other than for the development and construction of the Project. The Owner shall execute two promissory notes in the amount of (i) $400,000 (the “Loan Proceeds Note”) with a fifty-five (55) year maturity term; and (ii) $527,573.00 .00 (the “Construction Fees Note”) with a twenty (22) year maturity term, both of which notes are collectively referred to herein as the “Note”), deeds of trust and a regulatory agreement in favor of the City. Prior to the City funding the Loan Proceeds to the Owner, (i) the Note shall be executed and delivered to City, and each of the deeds of trust and regulatory agreement shall be executed and recorded, and (ii) the title insurance company shall provide City with an ALTA lender’s policy of title insurance insuring City’s lien in first lien position, with a liability amount equal to the amount of the Loan, at Owner’s cost and expense. The City agrees to subordinate its lien position to any commercial construction financing obtained by Owner in connection with the development of the Project. 4. Termination of Agreement for Cause. If the City determines that the Owner has incurred obligations or made expenditures for purposes which are not permitted or are prohibited under the terms and provisions of this Agreement, or if the City determines that the Owner has failed to fulfill its obligations under this Agreement in a timely and professional manner, or if the Owner is in violation of any of the terms or provisions of the Loan Documents, or if the Owner should be adjudged to be bankrupt, or if the Owner makes a general assignment for the benefit of the Owner's creditors, or if a receiver should be appointed in the event of the Owner's insolvency, or if an event of default has occurred under the Loan Documents or any other deed of trust or regulatory agreement evidencing or securing a loan to the Owner and has continued beyond expiration of applicable notice and cure periods, then the City shall have the right to terminate this Agreement upon giving written notice thereof to the Owner and to Owner’s limited partner, and giving thirty (30) days to cure such default and such additional time if the default cannot reasonably be cured in thirty (30) days provided the Owner has commenced to cure during the 30 day cure and is pursuing the cure to completion. A cure by the limited partner of Owner will be deemed a cure by the Owner. Owner’s Limited Partner may remove and replace Owner’s general partner(s) in furtherance of a cure and shall have a reasonable period of time thereafter to effect a cure. Termination shall have no effect upon the rights and obligations of the parties arising out of any transaction occurring prior to effective date of such termination. If the City's termination of Agreement for cause is defective for any reason, including but not limited to the City's reliance on erroneous facts concerning the Owner’s performance, or any defect in the notice thereof, the City's maximum liability shall not exceed the amount payable to the Owner under paragraph 3 of this Agreement. 5. Employment Status. The Owner shall, during the entire term of this Agreement, be construed as a contractor, and nothing in this Agreement is intended nor shall be construed to create an employer-employee relationship or a joint venture relationship. Neither the Owner nor any of the Owner's agents, employees or contractors are or shall be considered to be agents or employees of the City in connection with the performance of the Owner's obligations under this Agreement. Page 18 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement 6. Inspections/Signs. The City reserves the right to inspect any work performed hereunder to ensure that the Project is being and has been constructed, managed and operated in accordance with the applicable federal, state and/or local requirements, and this Agreement at all reasonable times and upon reasonable notice. The Owner agrees that all work found by such inspections not to materially conform to the applicable requirements shall be corrected promptly. The City’s failure to inspect any work performed hereunder shall not be construed as a waiver of its right to require corrections to defective work or to enforce any other provisions of this Agreement. If assistance is provided as a secured development loan, any signs placed on the property during construction which identifies the Project, or lenders to, the Project shall include the City as one of the entities providing financing to the Project. During the construction period, the City may place one or more signs on the property stating that it is providing financing for the Project. 7. Records. All records, accounts, documentation and all other materials relevant to a fiscal audit or examination shall be retained by the Owner for a period of not less than three (3) years from the date of Owner’s final payment under this Agreement. 8. Audit. All records, accounts, documentation and other materials deemed to be relevant to the Project by the City shall be accessible at any time to the authorized representatives of the City on reasonable prior notice, for the purpose of examination or audit. The Owner agrees that it shall provide City with copies of all annual audits, performance and/or occupancy reports that it submits to the California Tax Credit Allocation Committee. The Owner further agrees to provide City an annual accounting of Owner’s residual receipts for the Project. As used herein, “residual receipts” shall have the same meaning as set forth in the Loan Documents. 9. Indemnification. The Owner agrees to accept responsibility for loss or damage to any person or entity, and shall defend, indemnify and hold harmless the City, its officers, employees, volunteers and agents from any and all claims and demands, damages, costs, expenses, judgments, attorney fees or liability that may be asserted by any person or entity, including the Owner, to the extent arising out of or in connection with the performance by the Owner hereunder. The obligation to indemnify shall be effective and shall extend to all such claims and losses, in their entirety, even when such claims or losses are brought about in part by the comparative passive negligence of the City, its officers and employees. However, this indemnity will not extend to any claims or losses arising out of the sole negligence or willful misconduct of the City, its officers, employees, volunteers and agents. The preceding paragraph applies to any theory of recovery relating to said act or omission, including, but not limited to the following: a. Violation of statute, ordinance, or regulation. b. Professional malpractice. c. Willful, intentional or other wrongful act(s), or failures to act. d. Negligence or recklessness. e. Furnishing of defective or dangerous products. f. Premises liability. g. Strict Liability. h. Inverse condemnation. i. Violation of civil rights. j. Violation of any federal or state statute, regulation, or ruling resulting in a determination by the Internal Revenue Service, California Franchise Tax Board, or any other California public entity responsible for collecting payroll taxes, when the Owner is not an independent contractor. It is the intent of the parties to provide the City the fullest indemnification, defense, and “hold Page 19 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement harmless” rights allowed under the law. If any word(s) contained herein are deemed by a court to be in contravention of applicable law, said word(s) shall be severed from this contract and the remaining language shall be given full force and effect. 10. Insurance. The Owner, at its sole cost, shall purchase and maintain the insurance policies set forth below on all of its operations under this Agreement. All of the insurance companies providing insurance for Owner shall have, and provide evidence of an A.M. Best & Co. rating of A:VII or above, unless exception is granted by the City’s Risk Manager. Furthermore, all policies shall be maintained for the full term of this Agreement and related warranty period if applicable. Any failure to comply with reporting provision(s) of the policies referred to above shall not affect coverage provided to the City, its officers, employees, volunteers and agents. For purposes of the insurance policies required hereunder, the term “City” shall include officers, employees, volunteers and agents of the City of Atascadero, individually or collectively. a. Scope and Limits of Required Insurance Policies. The following policies shall be maintained with insurers authorized to do business in the State of California and shall be issued under forms of policies satisfactory to the City: i. Commercial General Liability: Policy shall include coverage at least as broad as set forth in Insurance Services Office Commercial General Liability Coverage (CG 0001) with policy limits of not less than $1 million combined single limit per occurrence. Policy shall be endorsed with the following specific language or contain equivalent language in the policy: 1. The City of Atascadero, its officers, employees, volunteers and agents are named as an additional insured for all liability arising out of the operations by or on behalf of the named insured in the performance of this Agreement. 2. The insurance provided herein shall be considered primary coverage to the City with respect to any insurance or self-insured retention maintained by the City. Further, the City’s insurance shall be considered excess insurance only and shall not be called upon to contribute to this insurance. 3. The policy shall not be cancelled or materially changed without first giving thirty days prior written notice to the City. ii. Business Automobile Liability: If Borrower owns any motor vehicles, it shall hold a Policy that shall include coverage at least as broad as set forth in the liability section of Insurance Services Office Business Auto Coverage (CA 0001) with policy limits of no less than $1 million combined single limit for each occurrence. Said insurance shall include coverage for owned, non-owned, and hired vehicles. Policy shall be endorsed with the following specific language or contain equivalent language in the policy: 1. The City, its officers, employees, volunteers and agents are named as an additional insured for all liability arising out of the operations by or on behalf of the named insured in the performance of this Agreement. 2. The policy shall not be cancelled or materially changed without first giving thirty days prior written notice to the City. iii. Workers’ Compensation/Employer’s Liability Insurance: Workers’ Compensation: policy shall provide statutory limits as required by State of California. Policy shall be endorsed with the following specific language or contain equivalent language in the policy: 1. Owner and its insurer shall waive all rights of subrogation against the City, Page 20 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement its officers, employees, volunteers and agents for workers’ compensation losses arising out of this Agreement. 2. The policy shall not be cancelled or materially changed without first giving thirty days prior written notice to the City. iv. Employer’s Liability: Policy shall provide $1 million per accident for bodily injury or disease. b. Deductibles and Self-Insurance Retentions: All deductibles and/or self-insured retentions which apply to any of the insurance policies required herein shall be declared in writing by the Owner and approved by the City prior to commencement of this Agreement. c. Documentation: Prior to commencement of work under this Agreement and annually thereafter for the term of this Agreement, the Owner will provide to the City properly executed certificates of insurance clearly evidencing the coverage, limits, and endorsements specified in this Agreement. Further, at the City’s request, the Owner shall provide certified copies of the insurance policies within thirty days of request. The certificate(s) of insurance and coverage verification and all other notices related to cancellation or non-renewal shall be mailed to: City of Atascadero 6500 Palma Avenue Atascadero, California, 93422 Attn: Community Development Director No cancellation or non-renewal of any required insurance policy, or reduction of coverage afforded under the policy, shall be effective until written notice has been given at least thirty (30) days prior to the effective date of such reduction or cancellation to City. d. Absence of Insurance Coverage: City may direct the Owner to immediately cease all activities with respect to this Agreement if it determines that the Owner fails to carry, in full force and effect, all insurance policies with coverage levels at or above the limits specified in this Agreement. Any delays or expense caused due to stopping of work and change of insurance shall be considered the Owner’s delay and expense. At the City's discretion, under conditions of lapse, the City may purchase appropriate insurance and charge all costs related to such policy to the Owner. e. Change in Insurance Limits. City reserves the right to review the insurance limits required under this Agreement and may require the Owner to obtain higher limits of coverage if, in the City Attorney's reasonable judgment, such higher limits are necessary due to changes in circumstances, increased risk exposure, or changes in City’s standard insurance requirements. The Owner shall comply with any such requirement within ninety (90) days of written notice from City. 11. Hazardous Materials. a. Owner shall comply with all environmental laws applicable to the Property. Owner shall not cause or permit any of the following (each, a “Prohibited Activity or Condition”): (i) the presence, use, generation, release, treatment, processing, storage handling, or disposal of any Hazardous Materials on or under the Property; (ii) the transportation of any Hazardous Materials to, from, or across the Property; (iii) any occurrence or condition on the Property, which occurrence or condition is or may be in violation of applicable environmental laws; or (iv) the imposition of any environmental lien against the Property. Owner shall pay the cost of any investigation, site monitoring, containment, clean-up, restoration or other remedial work necessary to comply with or cure a violation of any environmental law or order of any governmental authority that has or acquires jurisdiction over the Property or the use, operation or Page 21 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement improvement of the Property, or is otherwise reasonably required by City as a consequence of any Prohibited Activity or Condition or to prevent the occurrence of a Prohibited Activity or Condition. “Hazardous Materials” means petroleum and petroleum products and compounds containing them, including gasoline, diesel fuel and oil; explosives; flammable materials; radioactive materials; polychlorinated biphenyls (“PCBs”) and compounds containing them; lead and lead-based paint; asbestos or asbestos-containing materials in any form that is or could become friable; underground or above-ground storage tanks, whether empty or containing any substance; radon; mold; toxic or mycotoxin spores; any substance the presence of which on the Property is prohibited by any federal, state or local authority; any substance that requires special handling; and any other material or substance (whether or not naturally occurring) now or in the future that (x) is defined as a “hazardous substance,” “hazardous material,” “hazardous waste,” “toxic substance,” “toxic pollutant,” “solid waste”, “pesticide”, “contaminant,” or “pollutant”, or otherwise classified as hazardous or toxic by or within the meaning of any environmental law, or (y) is regulated in any way by or within the meaning of any environmental law. The term “Hazardous Materials” shall exclude those materials commonly used in the construction, operation and maintenance of residential apartment buildings. b. Owner shall indemnify, hold harmless and defend City and its officers, employees, volunteers and agents (collectively, the “Indemnitees”) from and against all losses, proceedings, claims, damages, penalties and costs (whether initiated or sought by governmental authorities or private parties), including, without limitation, fees and out-of-pocket expenses of attorneys and expert witnesses, engineering fees, environmental consultant fees, investigatory fees, and remediation costs, and any other liabilities of whatever kind and whatever nature, whether incurred in connection with any judicial or administrative process or otherwise, arising directly or indirectly from any of the following: i. any breach of any representation or warranty of Owner in this Section 11; ii. any failure by Owner to perform any of its obligations under this Section 11; iii. the existence or alleged existence of any Prohibited Activity or Condition; iv. the presence or alleged presence of Hazardous Materials on or under the Property (whether as a result of activities on the Property or on surrounding properties) or in any of the improvements; or v. the actual or alleged violation of any applicable environmental law. Notwithstanding anything herein to the contrary, (i) Owner shall have no obligation hereunder to indemnify any Indemnitee for any liability under this Section 11 to the extent that the Prohibited Activity or Condition giving rise to such liability resulted solely from the gross negligence or willful misconduct of such Indemnitee, and (ii) Owner’s liability under this Section 11 shall not extend to cover the violation of any environmental laws or Prohibited Conditions that first arise, commence or occur as a result of actions of City, its successors, assigns or designees, after the satisfaction, discharge, release, assignment, termination or cancellation of the Loan following the payment in full of the Note and all other sums payable under the Loan Documents or after the actual dispossession from the Property of Owner and all entities which control, are controlled by, or are under common control with Owner following foreclosure of the Deed of Trust or acquisition of the Property by a deed in lieu of foreclosure. 12. Equal Employment Opportunity. During the performance of this Agreement, the Owner agrees that it will not discriminate against any employee or applicant for employment because of race, religion, sex, national origin, disability or familial status (i.e., family size), or on any other basis protected under California or federal law. 13. Casualty, Condemnation. In the event of any fire or other casualty to the Project or eminent domain proceedings resulting in condemnation of the Project or any part thereof, Owner shall have the right to rebuild the Project, and to use all available insurance or condemnation proceeds therefor, provided that no material default then exists under the Loan Documents. Page 22 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement 14. Compliance with Laws and Regulations. The Owner agrees to comply with all applicable county, state and federal laws and regulations that pertain to construction, health and safety, labor, fair employment practices, equal opportunity and all other matters applicable to the Owner, its subcontractors, the Property and/or the Project. Owner and City acknowledge that the Loan, in and of itself, will not cause the Project to become subject to either state prevailing wage laws or Davis-Bacon wages. 15. Permitted Transfers and Assignments. Owner may not cause or permit any voluntary transfer, assignment or encumbrance of its interest in the Property or Project or of any ownership interests in Owner, or lease or permit a sublease on all or any part of the Project, other than: (a) leases, subleases or occupancy agreements to occupants of Units in the Project; or (b) security interests for the benefit of lenders securing loans for the Project as approved by the City on terms and in amounts as approved by City in its reasonable discretion; (c) transfers from Owner to a limited partnership formed for the syndication of the Project, where Owner or an affiliated nonprofit public benefit corporation is the sole general partner or manager of that entity or is the manager of a limited liability company that is the sole general partner or manager of that entity; (d) transfers of the general partnership or manager's interest in Owner to a nonprofit public benefit corporation approved in advance by the City; (e) transfers of any limited partnership interest in Owner to an investor pursuant to the syndication of the Project; or (f) the grant or exercise of an option agreement between a successor limited partnership as Owner and such limited partnership's general partner or any of its affiliates in connection with the tax credit syndication of the Project; or (g) to remove or replace the General Partner in accordance with the terms of any City-approved partnership agreement, a transfer of any general partnership interest to a new general partner approved in advance by the City. Any other transfer, assignment, encumbrance or lease without the City's prior written consent will be voidable and, at the City's election, constitute an Event of Default under this Agreement. The City's consent to any specific assignment, encumbrance, lease or other transfer will not constitute its consent to any subsequent transfer or a waiver of any of the City's rights under this Agreement. 16. Law Governing and Forum Selection. This Agreement has been executed and delivered in the State of California, and the validity, enforceability and interpretation of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. All duties and obligations of the parties created hereunder are performable in San Luis Obispo County, and a state court in the State of California and in the County shall be that forum for any action, or proceeding that may be brought, or arise out of this Agreement, or be in connection with or be caused by reason of this Agreement. 17. Severability. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, the remainder of the provisions hereof shall remain in full force and effect and shall in no way be affected, impaired or invalidated thereby. 18. Binding on Successors in Interest. All provisions of this Agreement shall be binding on the parties and their heirs, assigns and successors in interest. 19. Effect of Waiver. City's waiver or breach of any one term, covenant or other provision of this Agreement shall not be a waiver of a subsequent breach of the same term, covenant or provision of this Agreement or of the breach of any other term, covenant or provision of this Agreement. 20. Notices. Unless otherwise provided, all notices herein required shall be in writing, and delivered in person or sent by United States first class mail, postage prepaid. Notices required to be given to City shall be addressed as follows: the City of Atascadero, 6500 Palma Avenue, Atascadero, California, 93422. Notices required to be given to the Owner shall be addressed as follows: People’s Self-Help Housing Corporation 1060 Kendall Road, Page 23 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement San Luis Obispo, California 93401 provided that any party may change such address by notice in writing to the other parties and thereafter notices shall be transmitted to the new address. Provided further, that City agrees to provide notice to any future limited partner of limited partnership formed for the tax credit syndication of the Project, where Owner or an affiliated nonprofit public benefit corporation is the sole general partner or manager of that entity or is the manager of a limited liability company that is the sole general partner or manager of that entity. 21. Partial Subordination to Other Regulatory Agreements. City acknowledges that Owner and other funding entities have entered or intend to enter into, a separate regulatory agreement, which constitutes the extended low-income housing commitment described in Section 42(h)(6)(B) of the Internal Revenue Code, as amended (the “Code”). City acknowledges and agrees that, in the event of a foreclosure of its interest under the Deed of Trust or delivery by the Partnership of a deed in lieu thereof (collectively, a “Foreclosure”), the following rule contained in Section 42(h)(6)(E)(ii) of the Code shall apply: For a period of three (3) years from the date of Foreclosure, with respect to any unit that had been regulated by the regulatory agreement with another funding entity, (i) none of the eligible tenants occupying those units at the time of Foreclosure may be evicted or their tenancy terminated (other than for good cause, including but not limited to, the tenants’ ineligibility pursuant to Section 42 of the Code), (ii) nor may any rent be increased except as otherwise permitted under Section 42 of the Code. 22. Non-Recourse Obligation. The Owner's obligation to pay principal and interest on the sums advanced hereunder shall be a non-recourse obligation, and the sole recourse of City for repayment shall be the exercise of City’s rights against the Property covered by the Deed of Trust. 23. Entire Agreement and Modification. This Agreement sets forth the full and entire understanding of the parties regarding the matter set forth herein, and any other prior or existing understandings or agreement by the parties, whether formal or informal, regarding any matters are hereby superseded or terminated in their entirety. No changes, amendments, or alterations shall be effective unless in writing and signed by all parties hereto. The Owner specifically acknowledges that in entering into and executing this Agreement, the Owner relies solely upon the provisions contained in this Agreement and no others. [Remainder of Page Left Intentionally Blank.] Page 24 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement IN WITNESS WHEREOF, the parties hereto have executed this Agreement as of the day and year first above written. Owner: DEL RIO RIDGE, L.P., a California limited partnership By: Del Rio Ridge LLC, a California limited liability company, its general partner By: People’s Self-Help Housing Corporation, a California nonprofit public benefit corporation, its sole member/manager By: ________________________ Kenneth Trigueiro, CEO & President City City of Atascadero, a California general law city By: Name: Title: Page 25 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement EXHIBIT “A” LEGAL DESCRIPTION Real property in the City of Atascadero, County of San Luis Obispo, State of California, described as follows: Those portions of Lots 11 and 12 in Block 22 of ATASCADERO COLONY in the City of Atascadero, County of San Luis Obispo, State of California, according to map recorded October 21, 1914 in Book 3, Page 25 of Maps, described as follows: Beginning at a point on the Southeasterly line of the land described in the deed dated October 29, 1946 and recorded in Book 426 Page 370 of Official Records, said point bearing South 59° 52' 37" West (South 59° 52' 00" West record) 473.13 feet from the most Easterly corner of said land; thence leaving said line South 30° 06' 38" East, 163.43 feet to the most Northerly corner of the land described in the deed dated July 26, 1919 and recorded in Book 129 Page 149 of Deeds; thence along the Northwesterly line of said land South 59° 53' 22" West 517.49 feet to the Northeasterly right-of-way of El Camino Real said right of way being 50.00 feet Northeasterly of and parallel with the centerline of El Camino Real; thence along said right of way North 26° 39' 24" West 175.13 feet the Southeasterly line of said land described in the deed dated October 29, 1946; thence along said Southeasterly line North 59° 47' 58" East 215.67 feet to an angle point in said line; thence South 29° 56' 55" East 11.79 feet to an angle point in said line; thence North 59° 52' 37" East 291.30 feet to the Point of Beginning. APN: 049-151-056 Page 26 of 77 11/12/25 | Item D4 | Attachment 1 Peoples’ Self-Help Housing Corporation Development Loan Agreement EXHIBIT “B” AFFORDABILITY SCHEDULE Owner agrees to maintain the following affordability schedule pursuant to this agreement throughout the Term of this Agreement: Number of Units Affordability Level XX Up to 30% of AMI XX Between 30% and 60% of AMI 1 Unrestricted Manager’s Unit The parties to this Agreement acknowledge that upon entering the regulatory agreement with the California Tax Credit Allocation Committee, a total of forty-one (41) dwelling units in the Project will be deed restricted by the Owner to be affordable to and occupied by households with the following income levels for at least 55 years: Number of Units Affordability Level XX Up to 30% of AMI XX Between 30% and 60% of AMI 1 Unrestricted Manager’s Unit Page 27 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 1 RECORDING REQUESTED BY: WHEN RECORDED MAIL TO: City of Atascadero 6500 Palma Avenue Atascadero, California, 93422 APN: (Space above for Recorder’s use only) AFFORDABLE HOUSING REGULATORY AGREEMENT This Affordable Housing Regulatory Agreement (the “Agreement”) is made this ____ day of ___________, 2025 (“Effective Date”), by and between the City of Atascadero, a California general law city (the “Lender”), and Del Rio Ridge, L.P., a California limited partnership (the “Owner”). RECITALS A. The Owner is developing real property in the city of Atascadero, in the County of San Luis Obispo, as more particularly described in Exhibit A (the “Property”). B. The Owner intends to operate the Property as an affordable housing project for low income households. C. Lender has agreed to provide Owner a loan in the aggregate amount of NINE HUNDRED TWENTY-SEVEN THOUSAND FIVE HUNDRED SEVENTY-THREE ($927,573.00), consisting of two funding tranches in the amount of (i) FOUR HUNDRED THOUSAND AND No/100 DOLLARS ($400,000) (the “Housing Loan Proceeds”) for project acquisition and development, and (ii) FIVE HUNDRED TWENTY-SEVEN FIVE HUNDRED SEVENTY-THREE AND No/100 dollars ($527,573.00) for payment of Impact Fees (the “Impact Fee Proceeds”), collectively, the “Loan”) to finance the construction of a forty-two (42) unit housing project (the “Project”) consisting of forty-one (41) units for Low Income, Very Low Income and Extremely Low Income Households and one (1) manager’s unit, located on the Property to benefit low income households in the city of Atascadero. D. As consideration for Lender’s agreement to fund the Loan, Owner has agreed to operate the Property and the Project as affordable housing to low income tenants for a minimum of 55 years, subject to the restrictions contained herein. E. As further consideration for Lender’s agreement to provide the Loan, and to further the interests of the Lender, the Owner has agreed to enter into and record this Agreement. The purpose of this Agreement is to regulate and restrict the occupancy, rents, operation, ownership, and management of the Property and the Project for affordable housing and related uses. The covenants in this Agreement are intended to run with the land and be binding on the Owner and its successors and assigns in the Property. NOW THEREFORE, IN CONSIDERATION of the mutual agreements, obligations, and representations, and in further consideration for the aforementioned funding of the Loan, the Owner and the Lender hereby agree as follows: Page 28 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 2 DEFINITIONS The following terms have the meanings and content set forth in this section wherever used in this Agreement or attached exhibits. “AFFORDABLE RENT” means the total charges for rent and utilities to each Qualifying Household as allowed based on household size, income level and unit size pursuant to Fair Market Rents and Income Limits published annually in the San Luis Obispo County Affordable Housing Standards. “DEED OF TRUST” means those certain Deeds of Trust with Assignment of Rents recorded on the Property as security for the Loan, with the Owner as Trustor and the Lender as Beneficiary, as well as any amendments to, modifications of, and restatements of said Deeds of Trust. “IMPACT FEE NOTE” means the promissory note executed by the Owner in favor of the Lender in the amount of FIVE HUNDRED TWENTY-SEVEN FIVE HUNDRED SEVENTY-THREE AND No/100 dollars ($527,573.00) to evidence the Loan, which is secured by the Deed of Trust, as well as any amendments to, modifications of, or restatements of said promissory note. “EXTREMELY LOW INCOME HOUSEHOLD” means a household whose annual income does not exceed thirty percent (30%) of the Area Median Income for the San Luis Obispo Metropolitan Statistical Area as published annually by the U.S. Department of Housing & Urban Development (“HUD”) and adjusted for household size. “LENDER” is the City of Atascadero, a California general law city incorporated under the laws of the State of California, and its officers, officials, directors, employees, agents and authorized representatives. “LOAN” means the Loan made by the Lender to the Owner for development of the Project pursuant to the Loan Agreement, and the Impact Fee Note and Loan Proceeds Note, which notes are collectively referred to herein as the “Notes.” “LOAN AGREEMENT” is the Loan Agreement executed by and between the Owner and the Lender, setting forth the terms and conditions governing the Loan. “LOAN DOCUMENTS” are collectively the Loan Agreement, the Notes evidencing the Loan, the Deeds of Trust securing the Notes, and this Agreement as they may be amended, modified, or restated from time to time, along with all exhibits and attachments to these documents. “LOW INCOME HOUSEHOLD” means a household whose annual income does not exceed eighty percent (80%) of the Area Median Income for the San Luis Obispo Metropolitan Statistical Area as published annually by the U.S. Department of Housing & Urban Development (“HUD”) and adjusted for household size. Low Income Household includes Extremely Low Income Households. “LOAN PROCEEDS NOTE” means the promissory note executed by the Owner in favor of the Lender in the amount of FOUR HUNDRED THOUSAND AND NO/100 DOLLARS ($400,000) to evidence the Loan, which is secured by the Deed of Trust, as well as any amendments to, modifications of, or restatements of said promissory note. “OWNER” means Peoples’ Self-Help Housing Corporation, a California nonprofit public benefit corporation formed under the laws of the State of California, and its officers, officials, directors, employees, agents and authorized representatives, or a successor limited partnership formed for the tax credit syndication of the Project, where Borrower or an affiliated nonprofit public benefit corporation is the sole Page 29 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 3 general partner or manager of that entity or is the manager of a limited liability company that is the sole general partner or manager of that entity. “PROJECT” means the Units on the Property and any supportive services and programs provided to tenants of the Property. “PROPERTY” means the real property described in Exhibit A attached hereto and incorporated herein, including all parking, landscaping, and other improvements appurtenant thereto. “QUALIFYING HOUSEHOLD” means a household that qualifies as either a Low Income Household or Extremely Low Income Household. “SLO COUNTY AFFORDABLE HOUSING STANDARDS” means the annual bulletin published by the County of San Luis Obispo Department of Planning and Building County's establishing maximum household incomes, home purchase prices, and rental prices for affordable housing units. “TERM” means the term of this Agreement described herein. “UNIT” means any one of the units in the Project. “VERY LOW INCOME HOUSEHOLD” means a household whose annual income does not exceed fifty percent (50%) of the Area Median Income for the San Luis Obispo Metropolitan Statistical Area as published annually by the U.S. Department of Housing & Urban Development (“HUD”) and adjusted for household size. THE OWNER'S OBLIGATIONS 1. COMPLIANCE WITH LOAN DOCMENTS. The Owner's actions with respect to the Property and the use of funds from the Loan shall at all times be in full conformity with all of the requirements of the Loan Documents, including but not limited to the insurance requirements contained therein. 2. USE FOR AFFORDABLE HOUSING. The Owner agrees that, at all times during the Term of this Agreement, a minimum of twenty (20) units in the Project will be used as affordable housing for Extremely Low, Very Low and Low Income Households. Owner shall not convert the residential units in the Project to condominium or cooperative ownership or sell condominium or cooperative rights to the Project or any part thereof during the term of this Agreement. 3. TERM OF AGREEMENT. This Agreement shall commence upon the Effective Date and shall remain in full force and effect for a period of fifty-five (55) years. OCCUPANCY AND RENTS 4. OCCUPANCY OF UNITS. During the term of this Agreement, a minimum of twenty (20) units in the Project will be used as affordable housing for Extremely Low, Very Low and Low Income Households. 5. TENANT SELECTION. The Owner shall adopt written tenant selection policies for at least the assisted units that: (a) are reasonably related to program eligibility and the applicant’s ability to perform the obligations of the lease; (b) are consistent with the purpose of providing housing for Low Income Households and Extremely Low Income Households; and (c) give prompt written notification to any rejected applicant of the grounds for rejection. 6. NONDISCRIMINATION. The Owner shall not discriminate or segregate in the use, enjoyment, Page 30 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 4 occupancy, conveyance, lease, sublease, or rental of any units in the Project on the basis of race, color, ancestry, national origin, religion, sex, sexual preference, age, marital status, family status, source of income, physical or mental disability, Acquired Immune Deficiency Syndrome (AIDS) or AIDS-related conditions (ARC), or any other arbitrary basis or basis protected by applicable law. The Owner shall include a statement in all advertisements, notices and signs for the availability of units for rent to the effect that the Owner is an Equal Housing Opportunity Provider. 7. INCOME CERTIFICATION AND INCREASES IN TENANT INCOME. The Owner shall certify the incomes of all prospective tenants in the Project prior to their initial occupancy of a unit and shall recertify their incomes annually. If upon recertification, a tenant’s income exceeds the maximum designated for a Low Income Household, the Owner may increase the monthly rent for such tenants to no more than one-twelfth of 30% of the tenant’s annual income and the tenant may be permitted to continue to occupy a unit in the Project. Owner shall rent the next available unit to a tenant whose household income does not exceed the income of a Low Income Household in order to achieve the affordability requirements of this Agreement. Owner shall provide Lender an annual report on the income recertification evidencing that Project occupants meet the requirements of qualified households. 8. RENTAL CHARGES. Total charges for rent, utilities and related services for each unit in the Project shall not exceed the Affordable Rent for that unit. If upon recertification, a tenant’s income exceeds the Low Income Household limit, Owner may increase the rent for such tenants to no more than 30% of the tenant’s income. PROPERTY MANAGEMENT 9. MANAGEMENT RESPONSIBILITIES. The Owner is responsible for all management functions with respect to the Project, including without limitation the selection of tenants, certification and recertification of household size and income, evictions, collection of rents and deposits, maintenance, landscaping, routine and extraordinary repairs, replacement of capital items, and security. The Lender shall have no responsibility over management of the Property or the Project. Throughout the term of this Agreement, Owner shall at its own expense, maintain the Property and the Project in good physical condition, in good repair, and in decent, safe, sanitary, habitable and tenantable living conditions in conformity with all applicable state, federal, and local laws, ordinances, codes, and regulations. Without limiting the foregoing, Owner agrees to maintain the Project and the Property (including without limitation, the residential units, common areas, meeting rooms, landscaping, driveways, parking areas and walkways) in a condition free of all waste, nuisance, debris, unmaintained landscaping, graffiti, disrepair, abandoned vehicles/appliances, and illegal activity, and shall take all reasonable steps to prevent the same from occurring on the Property or at the Project. Owner shall prevent and/or rectify any physical deterioration of the Property and the Project and shall make all repairs, renewals and replacements necessary to keep the Property and the improvements located thereon in good condition and repair. Owner shall provide adequate security services for occupants of the Project. In the event that Owner breaches any of the covenants regarding maintenance and landscaping in this Section 9, and such default continues for a period of ten (10) days after written notice from Lender (with respect to graffiti, debris, and waste material) or thirty (30) days after written notice from Lender (with respect to landscaping, building improvements and general maintenance), then Lender, in addition to any other remedy it may have under this Agreement or at law or in equity, shall have the right, but not the obligation, to enter upon the Property and perform all acts and work necessary to protect, maintain, and preserve the improvements and the landscaped areas on the Property. All costs expended by Lender in connection with the foregoing, shall constitute an indebtedness secured by the Deed of Trust, and shall be paid by Owner to Lender upon demand. All such sums remaining unpaid thirty (30) days following delivery of Lender’s invoice therefor shall bear interest at the lesser of 10% per annum or the highest rate permitted by applicable law. Page 31 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 5 10. REVIEW OF MANAGEMENT POLICIES. The Owner shall submit its written management policies with respect to the Project and Program to the Lender for its review not less than annually or earlier if amended, and shall amend such policies in any way necessary to insure that such policies comply with the provisions of this Agreement and the requirements of all lenders providing financing for the Property and/or the Project. 11. INSPECTION AND RECORDS. The Owner shall maintain records that clearly document the Owner's performance of its obligations to operate the Property under the terms of this Agreement. The Owner shall submit any records to the Lender within ten (10) business days of the Lender's request. The Owner shall permit the Lender to enter and inspect the Project for compliance with obligations under this Agreement upon twenty-four (24) hours advance notice of such visit by the Lender to the Owner or the Owner's management agent and to tenants of any Units. 12. ANNUAL REPORT. The Owner shall submit to the Lender each year, on or prior to the date such report is required to be submitted to the California Department of Housing and Community Development, a report for the preceding calendar year showing the necessary information to allow the Lender to determine the Owner's compliance with this Agreement, and within thirty (30) days after receipt of a written request, any other information or completed forms requested by the Lender in order to comply with reporting requirements of the Lender. 13. FEES, TAXES, AND OTHER LEVIES. Owner shall be responsible for payment of all fees, assessments, taxes, charges, liens and levies applicable to the Property or the Project, including without limitation possessory interest taxes, if applicable, imposed by any public entity, and shall pay such charges prior to delinquency. However, Owner shall not be required to pay any such charge so long as (a) Owner is contesting such charge in good faith and by appropriate proceedings, (b) Owner maintains reserves adequate to pay any contested liabilities, and (c) on final determination of the proceeding or contest, Owner immediately pays or discharges any decision or judgment rendered against it, together with all costs, charges and interest. Nothing in this Section 13 is intended to prohibit Owner from applying for any exemption from property taxes and fees that may be available to the owners of low-income housing. GENERAL PROVISIONS 14. SUBORDINATION. This Agreement shall be subordinated in priority to the lien to any commercial lender’s deed of trust, deed in lieu or other security agreements to be made by Owner, provided that the instruments effecting such subordination include reasonable protections to the Lender in the event of default, including without limitation, extended notice and cure rights. Owner agrees to use best efforts to ensure that all deeds of trust or other security instruments and any applicable subordination agreement recorded against the Property, the Project or part thereof for the benefit of a lender other than City (“Third-Party Lender”) shall contain each of the following provisions: (i) Third-Party Lender shall use its best efforts to provide to Lender a copy of any notice of default issued to Owner concurrently with provision of such notice to Owner; (ii) Lender shall have the reasonable right, but not the obligation, to cure any default by Owner within the same period of time provided to Owner for such cure; and (iii) (iv) following the tax credit compliance period, Lender shall have the right to transfer the Project without acceleration of Third-Party Lender’s debt to a nonprofit corporation or other entity which shall own and operate the Project as an affordable rental housing Project, subject to the prior written consent of the Third-Party Lender. Owner agrees to provide to Lender a copy of any notice of default Owner receives from any Third-Party Lender within three (3) business days following Owner’s receipt thereof. 15. DAMAGE/INSURANCE. If any part of the Project is damaged or destroyed, Owner shall repair or restore the same, consistent with the occupancy and rent restriction requirements set forth in this Agreement. Such work shall be commenced as soon as reasonably practicable after the damage or loss occurs and shall be completed within one year thereafter or as soon as reasonably practicable, Page 32 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 6 provided that insurance proceeds are available to be applied to such repairs or restoration within such period and the repair or restoration is financially feasible. During such time that lenders or low- income housing tax credit investors providing financing for the Project impose requirements that differ from the requirements of this Section the requirements of such lenders and investors shall prevail. Throughout the term of this Agreement Owner shall comply with the insurance requirements set forth in the Loan Agreement and shall, at Owner’s expense, maintain in full force and effect such insurance coverage. 16. DEFAULT AND REMEDIES. In the event of any breach of any agreement or obligation under this Agreement by the Owner, the Lender shall provide written notice to the Owner of such breach. The Owner shall have an opportunity to cure such breach within thirty (30) days from the Owner's receipt of such written notice or such longer period of time as the Lender determines is necessary to cure the breach if the Owner diligently undertakes to cure such breach. If the Owner fails to perform a timely cure of the specified breach, the Lender may (i) proceed with any remedy provided under the Loan Agreement, (ii) bring an action for equitable relief seeking the specific performance of the terms and conditions of this Agreement, and/or enjoining, abating, or preventing any violation of such terms and conditions, and/or seeking declaratory relief, (iii) accelerate and declare the balance of the Notes and interest accrued thereon immediately due and payable and proceed with foreclosure under the Deed of Trust, (iv) For violations of obligations with respect to affordable rents for Units, impose as liquidated damages a charge in an amount equal to the actual amount collected in excess of the Affordable Rent, or (v) pursue any other remedy allowed by law to enforce the terms and conditions of this Agreement. A cure by Owner’s limited partners shall be accepted or rejected on the same basis as if made or tendered by Owner. 17. NON-LIABILITY OF OFFICIALS, EMPLOYEES AND AGENTS. No officers, directors, employees and agents of the Lender shall be personally liable to the Owner for any obligation created under the terms of this Agreement. 18. INDEMNITY. The Owner shall defend, indemnify and hold the Lender free and harmless against any losses, damages, liabilities, claims, demands, judgments, actions, court costs, and legal or other expenses (including reasonable attorneys' fees) which the Lender may incur as a direct or indirect consequence of the Owner's failure to perform any obligations as and when required by this Agreement. This indemnity obligation shall not extend to any claim arising solely from the gross negligence or willful misconduct of the Lender, its agents, and its employees. The Owner's duty to indemnify the Lender shall survive the term of this Agreement. It is further agreed that Lender does not and shall not waive any rights against Owner that it may have by reason of this indemnity and hold harmless agreement because of the acceptance by Lender, or the deposit with Lender by Owner, of any of the insurance policies described in this Agreement or the Loan Agreement. 19. GOVERNING LAW. This Agreement shall be interpreted under and be governed by the laws of the State of California, except for those provisions relating to choice of law and those provisions preempted by federal law. 20. AGREEMENT CONTROLS. Notwithstanding any provisions of the Loan Agreement, in the event that any provisions of this Agreement and any Loan Document irreconcilably conflict, the terms of this Agreement shall control. 21. ATTORNEYS' FEES AND COSTS. In the event that any legal or administrative action or proceeding is commenced between the parties hereto to interpret or to enforce the terms of this Agreement, the prevailing party in any such action shall be entitled to recover all reasonable attorneys' fees and costs incurred in such action. 22. CONSENTS AND APPROVALS. Any consent or approval of the Lender required under this Agreement shall not be unreasonably withheld. Any approval must be in writing and executed by an Page 33 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 7 authorized representative of the Lender. 23. NOTICES, DEMANDS AND COMMUNICATIONS. Formal notices, demands and communications between the Owner and the Lender shall be sufficiently given and shall not be deemed given unless dispatched by registered or certified mail, postage prepaid, return receipt requested, or delivered personally, to the principal offices of the Owner and the Lender as follows: Lender: City of Atascadero 6500 Palma Avenue Atascadero, California 93422 Attention: Community Development Director Owner: Del Rio Ridge, L.P. People’s Self-Help Housing Corporation, 1060 Kendall Rd San Luis Obispo, California 93401 Attention: Executive Director 24. BINDING UPON SUCCESSORS. All provisions of this Agreement shall be binding upon and inure to the benefit of the heirs, administrators, executors, successors-in-interest, transferee, and assigns of the Owner, and the Lender, and shall run with the land for the full term of this Agreement, regardless of any assignment, payment, prepayment, expiration, extinguishment of the Loan or Notes, any reconveyance of the Deed of Trust, or any conveyance or transfer of the Property or portion thereof. 25. RELATIONSHIP OF PARTIES. The relationship of the Owner and the Lender during the term of this Agreement is solely that of lender and owner shall not be construed as a joint venture, equity venture, or partnership. 26. WAIVER. Any waiver by the Lender of any obligation in this Agreement must be in writing. No waiver will be implied from any delay or failure by the Lender to take action on any breach or default of the Owner or to pursue any remedy allowed under this Agreement, the Loan Documents, or applicable law. Any extension of time granted to the Owner to perform any obligation under this Agreement shall not operate as a waiver or release from any of its obligations under this Agreement. Consent by the Lender to any act or omission by the Owner shall not be construed to be consent to any other or subsequent act or omission or to waive the requirement for the Lender's written consent to future waivers. 27. INTEGRATION/AMENDMENTS AND MODIFICATIONS. This Agreement, together with the Loan Agreement, the Notes, the Deeds of Trust, and the other Loan Documents contains the entire agreement of Parties with respect to the subject matter hereof, and supersedes all prior oral or written agreements between the Parties with respect thereto. Any amendments or modifications to this Agreement must be in writing, and shall be made only if executed by both the Owner and the Lender. This Agreement and any amendments or modifications may be executed in multiple counterparts, each of which shall be an original and all of which together shall constitute one agreement. 28. SEVERABILITY. Every provision of this Agreement is intended to be severable. If any provision of this Agreement shall be held invalid, illegal, or unenforceable by a court of competent jurisdiction, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired. IN WITNESS WHEREOF, Lender and Owner have caused this Regulatory Agreement to be executed by their duly authorized representatives. Lender: Owner: Page 34 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 8 City of Atascadero, a California general law city By: ____________________________ James R. Lewis City Manager DEL RIO RIDGE, L.P., a California limited partnership By: Del Rio Ridge LLC, a California limited liability company, its general partner By: People’s Self-Help Housing Corporation, a California nonprofit public benefit corporation, its sole member/manager By: ________________________ Kenneth Trigueiro, CEO & President Page 35 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 9 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) County of __________________) On_____________ before me, __________________, Notary Public, personally appeared, ______, who proved to me the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her their authorized capacity(ies), and that by his/her/their signature (s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under penalty of perjury under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature_____________________________ A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) County of __________________) On_____________ before me, __________________, Notary Public, personally appeared, ______, who proved to me the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her their authorized capacity(ies), and that by his/her/their signature (s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under penalty of perjury under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature_____________________________ Page 36 of 77 11/12/25 | Item D4 | Attachment 2 People’s Self-Help Housing Corporation Affordable Housing Regulatory Agreement 10 EXHIBIT “A” Legal Description Real property in the County of San Luis Obispo, State of California, described as follows: Real property in the City of Atascadero, County of San Luis Obispo, State of California, described as follows: Those portions of Lots 11 and 12 in Block 22 of ATASCADERO COLONY in the City of Atascadero, County of San Luis Obispo, State of California, according to map recorded October 21, 1914 in Book 3, Page 25 of Maps, described as follows: Beginning at a point on the Southeasterly line of the land described in the deed dated October 29, 1946 and recorded in Book 426 Page 370 of Official Records, said point bearing South 59° 52' 37" West (South 59° 52' 00" West record) 473.13 feet from the most Easterly corner of said land; thence leaving said line South 30° 06' 38" East, 163.43 feet to the most Northerly corner of the land described in the deed dated July 26, 1919 and recorded in Book 129 Page 149 of Deeds; thence along the Northwesterly line of said land South 59° 53' 22" West 517.49 feet to the Northeasterly right-of-way of El Camino Real said right of way being 50.00 feet Northeasterly of and parallel with the centerline of El Camino Real; thence along said right of way North 26° 39' 24" West 175.13 feet the Southeasterly line of said land described in the deed dated October 29, 1946; thence along said Southeasterly line North 59° 47' 58" East 215.67 feet to an angle point in said line; thence South 29° 56' 55" East 11.79 feet to an angle point in said line; thence North 59° 52' 37" East 291.30 feet to the Point of Beginning. APN: 049-151-056 Page 37 of 77 11/12/25 | Item D4 | Attachment 3 Peoples’ Self-Help Housing Corporation Promissory Note 1 Promissory Note Secured by Deed of Trust (Loan Proceeds Note) Principal Amount: $400,000 ____, 2025 FOR VALUE RECEIVED, Del Rio Ridge, L.P., a California limited partnership (“Maker”) promises to pay the City of Atascadero, a California general law city (“Holder”) the amount of Four Hundred Thousand and no/100 Dollars ($400,000) (the “Loan Proceeds”). The Loan Proceeds may be referred to herein as the Loan. 1. SECURITY. This Note shall be secured by a deed of trust (the “Deed of Trust”) recorded against Maker’s interest in that certain real property located in Atascadero, California, as more particularly described in the Deed of Trust (the “Property”). 2. MATURITY DATE. The maturity date for the Loan Proceeds shall be the date which is fifty-five (55) years from the Conversion Date, as defined below (the “Maturity Date”). 3. REPAYMENT OF LOAN PROCEEDS. This Note shall be repaid with interest as follows: (a) Interest. The outstanding principal balance of the Loan shall bear simple interest at the rate of three percent (3%) per annum. (b) Payments – Construction Period. All principal and interest payments will be deferred during the Construction Period. (c) Payments – Permanent Period. Commencing on the one-year anniversary from date that Maker converts from construction to permanent financing (the “Conversion Date”), and on each anniversary of such date thereafter, Maker shall submit an annual payment on this Note to Holder in an amount equal to the City’s proportionate share of 50% of the Residual Receipts as defined below. Maker shall provide Holder written notification that Maker has converted from construction to permanent financing not later than ten (10) days following such conversion, specifying the effective date of the conversion. The entire outstanding principal balance plus interest accrued thereon shall be due and payable on the Maturity Date. “Residual Receipts” is defined as the excess (if any) of (a) all rental income actually received by Maker during the calendar year immediately prior to the applicable payment date in connection with the operation of the Project, over (b) the sum of (i) all fees, costs and expenses incurred by Maker during such calendar year in connection with the ownership, operation, leasing, management, maintenance, repair and replacement of the Project, including but not limited to fees and expenses associated with property management, resident services, and social service reimbursement fees, if any; (ii) all mandatory debt payments and other amounts paid by Maker during such calendar year by Maker, not otherwise payable from cash flow, under any loans superior to City’s Loan, (iii) all amounts deposited by Maker during such calendar year into reserve accounts for the Project as required by lenders and/or Maker's limited partner, if any, (iv) all payments of developer fees, (v) all partnership management fees and limited partner asset management fees paid by Maker during such calendar year, in an amount not to exceed $40,887 in the aggregate, increasing each year by 3.5%, and (vi) all operating and construction deficit loans payments and all payments made by Maker during such calendar year on all loans received by Maker from the Maker’s limited partner. Page 38 of 77 11/12/25 | Item D4 | Attachment 3 Peoples’ Self-Help Housing Corporation Promissory Note 2 (d) Payment of Principal upon Event of Default or Sale. In the event the Property is sold (except as permitted under the terms of the Loan Documents (as defined herein)) or upon an Event of Default, which continues beyond expiration of applicable notice and cure periods, payment of the outstanding principal balance of the Loan and accrued interest shall be due and payable. (e) The indebtedness evidenced by this Note may be subordinated in right of payment to the prior payment in full of all amounts then due and payable (including, but not limited to, all amounts due and payable by virtue of any default or acceleration or upon maturity) with respect to any construction loan made by a commercial lender (“Senior Lender”) to the extent and in the manner provided in any subordination agreements entered into in connection therewith (the “Subordination Agreement”). The rights and remedies of the payee and each subsequent holder of this Note shall be deemed, by virtue of such holder’s acquisition of this Note, to have agreed to perform and observe all of the terms, covenants and conditions to be performed or observed by the “Subordinate Lender” under the Subordination Agreement. (f) Prepayment. This Note may be prepaid in whole or part at any time and from time to time without penalty, fee or premium. (g) Place of Payment. Any payment required under this Note shall be made payable to The City of Atascadero, 6500 Palma Avenue, Atascadero, California, 93422, Attention: Affordable Housing. The place of payment may be changed from time to time as Holder may from time to time designate in writing. Payments shall be in lawful money of the United States of America. 4. COLLECTION. This Note evidences the Loan and is secured by the Deed of Trust recorded against the Property. The terms of the Deed of Trust are incorporated herein by this reference. Maker agrees to pay all the collection and enforcement costs, expenses and attorneys’ fees paid or incurred by the holder of this Note or adjudged by a court in any litigation or controversy connected with this Note, or security for it, including but not limited to actions for declaratory relief that any such holder is required to prosecute or defend and actions for relief based on rescission, or actions to cancel this Note that any such holder is required to defend. 5. DEFAULT. (a) The occurrence of any of the following shall constitute an “Event of Default” under this Note: (i) Maker fails to pay to Holder any amount due hereunder within ten (10) days of notice from Holder that such payments is due; (ii) any default by Maker of any other covenant under this Note; (iii) any default by Maker under the Deed of Trust or any other document evidencing or securing the Loan; (iv) Maker fails to pay any taxes or assessments due on the Property when due (subject to Maker’s right to contest the same in good faith); or (v) Maker’s bankruptcy, whether voluntary or involuntary that is not dismissed within ninety (90) days. (b) Upon the occurrence of any Event of Default which continues beyond expiration of applicable notice and cure periods, or at any time thereafter, at the option of Holder hereof and without notice, the entire unpaid principal and interest owing on this Note shall become immediately due and payable. This option may be exercised at any time following any such event, and the acceptance of one or more installments thereafter shall not constitute a waiver of Holder’s option. Holder’s failure to exercise such option shall not constitute a waiver of such option with respect to any subsequent event. Holder’s failure in the exercise of any other right or remedy hereunder or under any agreement which secures the indebtedness or is related thereto shall not affect any right or remedy and no single or partial exercise of any such right or remedy shall preclude any further exercise thereof. (c) Notwithstanding anything to the contrary in this Note, that certain Affordable Housing Regulatory Agreement or the Deed of Trust (collectively, the “Loan Documents”) and except with respect Page 39 of 77 11/12/25 | Item D4 | Attachment 3 Peoples’ Self-Help Housing Corporation Promissory Note 3 to any obligation to make payments to Holder, Maker shall have the right to cure any defaults under the Loan Documents and Holder agrees to accept cures tendered by Maker within thirty (30) days of written notice to Maker of such default, plus such additional time as is reasonably necessary to cure the default provided Maker has commenced the cure within such thirty (30) day period and is diligently prosecuting the cure to completion. (d) Notwithstanding anything to the contrary in the Loan Documents, the limited partner(s) of Maker (collectively, the “Limited Partner”) shall have the right, but not the obligation, to cure any defaults of Maker hereunder, and Holder agrees to accept cures tendered by the Limited Partner on behalf of Maker within the cure periods described in this Section 5. The Limited Partner may replace Borrower’s general partner(s) in furtherance of a cure and shall have a reasonable period of time thereafter to effect a cure. (e) The Note is a nonrecourse obligation of Maker and its partners. Neither Maker nor any of its partners nor any other party shall have any personal liability for repayment of this Note. The sole recourse of the Holder under the Loan Documents for repayment of the Note shall be the exercise of its rights against the Property. 6. WAIVER. Maker and any endorsers hereof and all others who may become liable for all or any part of this obligation, severally waive presentment for payment, demand and protest and notice of protest, and of dishonor and nonpayment of this Note, and expressly consent to any extension of the time of payment hereof or of any installment hereof, to the release of any party liable for this obligation, and any such extension or release may be made without notice to any of said parties and without any way affecting or discharging this liability. 7. ATTORNEY FEES. Maker agrees to pay immediately upon demand all costs and expenses of Holder, including reasonable attorneys’ fees, (i) after an Event of Default this Note be placed in the hands of an attorney or attorneys for collection, (ii) if after an Event of Default hereunder or under the Deed of Trust, Holder finds it necessary or desirable to secure the services or advice of one or more attorneys with regard to collection of this Note against Maker, any guarantor or any other party liable therefore or to the protection of its rights under the Loan Documents, or (iii) if Holder seeks to have the Property abandoned by or reclaimed from any estate in bankruptcy, or attempts to have any stay or injunction prohibiting the enforcement or collection of the Note or prohibiting the enforcement of the Loan Documents or any other agreement evidencing or securing this Note lifted by any bankruptcy or other courts. 8. INTEGRATION. This Note, the Deed of Trust and the other loan documents relating to this Note, embody the agreement between Holder and Maker for the Loan and its terms and conditions. 9. AMENDMENTS. This Note may not be modified or amended except by an instrument in writing executed by the parties sought to be bound thereby. 10. GOVERNING LAW. This Note shall be governed by and construed in accordance with the laws of the State of California. [SIGNATURE ON FOLLOWING PAGE] Page 40 of 77 11/12/25 | Item D4 | Attachment 3 Peoples’ Self-Help Housing Corporation Promissory Note 4 Executed as of the date first written above. DEL RIO RIDGE, L.P., a California limited partnership By: Del Rio Ridge LLC, a California limited liability company, its general partner By: People’s Self-Help Housing Corporation, a California nonprofit public benefit corporation, its sole member/manager By: ________________________ Kenneth Trigueiro, CEO & President Page 41 of 77 11/12/25 | Item D4 | Attachment 4 Peoples’ Self-Help Housing Corporation Promissory Note 1 Promissory Note Secured by Deed of Trust (Construction Proceeds Note) Principal Amount: $527,573.00 ____, 2025 FOR VALUE RECEIVED, Del Rio Ridge, L.P., a California limited partnership (“Maker”) promises to pay the City of Atascadero, a California general law city (“Holder”) the amount of FIVE HUNDRED TWENTY-SEVEN FIVE HUNDRED SEVENTY-THREE AND No/100 DOLLARS ($527,573.00.00) (the “Loan Proceeds”). The Loan Proceeds may be referred to herein as the Loan. 1. SECURITY. This Note shall be secured by a deed of trust (the “Deed of Trust”) recorded against Maker’s interest in that certain real property located in Atascadero, California, as more particularly described in the Deed of Trust (the “Property”). 2. MATURITY DATE. The maturity date for the Loan Proceeds shall be the date which is twenty- two (22) years from the Conversion Date, as defined below (the “Maturity Date”). 3. REPAYMENT OF LOAN PROCEEDS. This Note shall be repaid with interest as follows: (a) Interest. The outstanding principal balance of the Loan shall bear simple interest at the rate of three percent (3%) per annum. (b) Payments – Construction Period. All principal and interest payments will be deferred during the Construction Period. (c) Payments – Permanent Period. Commencing on the one-year anniversary from date that Maker converts from construction to permanent financing (the “Conversion Date”), and on each anniversary of such date thereafter, Maker shall submit an annual payment on this Note to Holder in an amount equal to the City’s proportionate share of 50% of the Residual Receipts as defined below. Maker shall provider Holder written notification that Maker has converted from construction to permanent financing not later than ten (10) days following such conversion, specifying the effective date of the conversion. The entire outstanding principal balance plus interest accrued thereon shall be due and payable on the Maturity Date. “Residual Receipts” is defined as the excess (if any) of (a) all rental income actually received by Maker during the calendar year immediately prior to the applicable payment date in connection with the operation of the Project, over (b) the sum of (i) all fees, costs and expenses incurred by Maker during such calendar year in connection with the ownership, operation, leasing, management, maintenance, repair and replacement of the Project, including but not limited to fees and expenses associated with property management, resident services, and social service reimbursement fees, if any; (ii) all mandatory debt payments and other amounts paid by Maker during such calendar year by Maker, not otherwise payable from cash flow, under any loans superior to City’s Loan, (iii) all amounts deposited by Maker during such calendar year into reserve accounts for the Project as required by lenders and/or Maker's limited partner, if any, (iv) all payments of developer fees, (v) all partnership management fees and limited partner asset management fees paid by Maker during such calendar year, in an amount not to exceed $40,887 in the aggregate, increasing each year by 3.5%, and (vi) all operating and construction deficit loan payments and all payments made by Maker during such calendar year on all loans received by Maker from the Maker’s limited partner. Page 42 of 77 11/12/25 | Item D4 | Attachment 4 Peoples’ Self-Help Housing Corporation Promissory Note 2 (d) Payment of Principal upon Event of Default or Sale. In the event the Property is sold (except as permitted under the terms of the Loan Documents (as defined herein)) or upon an Event of Default, which continues beyond expiration of applicable notice and cure periods, payment of the outstanding principal balance of the Loan and accrued interest shall be due and payable. (e) The indebtedness evidenced by this Note may be subordinated in right of payment to the prior payment in full of all amounts then due and payable (including, but not limited to, all amounts due and payable by virtue of any default or acceleration or upon maturity) with respect to any construction loan made by a commercial lender (“Senior Lender”) to the extent and in the manner provided in any subordination agreements entered into in connection therewith (the “Subordination Agreement”). The rights and remedies of the payee and each subsequent holder of this Note shall be deemed, by virtue of such holder’s acquisition of this Note, to have agreed to perform and observe all of the terms, covenants and conditions to be performed or observed by the “Subordinate Lender” under the Subordination Agreement. (f) Prepayment. This Note may be prepaid in whole or part at any time and from time to time without penalty, fee or premium. (g) Place of Payment. Any payment required under this Note shall be made payable to The City of Atascadero, 6500 Palma Avenue, Atascadero, California, 93422, Attention: Affordable Housing. The place of payment may be changed from time to time as Holder may from time to time designate in writing. Payments shall be in lawful money of the United States of America. 4. COLLECTION. This Note evidences the Loan and is secured by the Deed of Trust recorded against the Property. The terms of the Deed of Trust are incorporated herein by this reference. Maker agrees to pay all the collection and enforcement costs, expenses and attorneys’ fees paid or incurred by the holder of this Note or adjudged by a court in any litigation or controversy connected with this Note, or security for it, including but not limited to actions for declaratory relief that any such holder is required to prosecute or defend and actions for relief based on rescission, or actions to cancel this Note that any such holder is required to defend. 5. DEFAULT. (a) The occurrence of any of the following shall constitute an “Event of Default” under this Note: (i) Maker fails to pay to Holder any amount due hereunder within ten (10) days of notice from Holder that such payments is due; (ii) any default by Maker of any other covenant under this Note; (iii) any default by Maker under the Deed of Trust or any other document evidencing or securing the Loan; (iv) Maker fails to pay any taxes or assessments due on the Property when due (subject to Maker’s right to contest the same in good faith); or (v) Maker’s bankruptcy, whether voluntary or involuntary that is not dismissed within ninety (90) days. (b) Upon the occurrence of any Event of Default which continues beyond expiration of applicable notice and cure periods, or at any time thereafter, at the option of Holder hereof and without notice, the entire unpaid principal and interest owing on this Note shall become immediately due and payable. This option may be exercised at any time following any such event, and the acceptance of one or more installments thereafter shall not constitute a waiver of Holder’s option. Holder’s failure to exercise such option shall not constitute a waiver of such option with respect to any subsequent event. Holder’s failure in the exercise of any other right or remedy hereunder or under any agreement which secures the indebtedness or is related thereto shall not affect any right or remedy and no single or partial exercise of any such right or remedy shall preclude any further exercise thereof. (c) Notwithstanding anything to the contrary in this Note, that certain Affordable Housing Regulatory Agreement or the Deed of Trust (collectively, the “Loan Documents”) and except with respect Page 43 of 77 11/12/25 | Item D4 | Attachment 4 Peoples’ Self-Help Housing Corporation Promissory Note 3 to any obligation to make payments to Holder, Maker shall have the right to cure any defaults under the Loan Documents and Holder agrees to accept cures tendered by Maker within thirty (30) days of written notice to Maker of such default, plus such additional time as is reasonably necessary to cure the default provided Maker has commenced the cure within such thirty (30) day period and is diligently prosecuting the cure to completion. (d) Notwithstanding anything to the contrary in the Loan Documents, the limited partner(s) of Maker (collectively, the “Limited Partner”) shall have the right, but not the obligation, to cure any defaults of Maker hereunder, and Holder agrees to accept cures tendered by the Limited Partner on behalf of Maker within the cure periods described in this Section 5. The Limited Partner may replace Borrower’s general partner(s) in furtherance of a cure and shall have a reasonable period of time thereafter to effect a cure. (e) The Note is a nonrecourse obligation of Maker and its partners. Neither Maker nor any of its partners nor any other party shall have any personal liability for repayment of this Note. The sole recourse of the Holder under the Loan Documents for repayment of the Note shall be the exercise of its rights against the Property. 6. WAIVER. Maker and any endorsers hereof and all others who may become liable for all or any part of this obligation, severally waive presentment for payment, demand and protest and notice of protest, and of dishonor and nonpayment of this Note, and expressly consent to any extension of the time of payment hereof or of any installment hereof, to the release of any party liable for this obligation, and any such extension or release may be made without notice to any of said parties and without any way affecting or discharging this liability. 7. ATTORNEY FEES. Maker agrees to pay immediately upon demand all costs and expenses of Holder, including reasonable attorneys’ fees, (i) after an Event of Default this Note be placed in the hands of an attorney or attorneys for collection, (ii) if after an Event of Default hereunder or under the Deed of Trust, Holder finds it necessary or desirable to secure the services or advice of one or more attorneys with regard to collection of this Note against Maker, any guarantor or any other party liable therefore or to the protection of its rights under the Loan Documents, or (iii) if Holder seeks to have the Property abandoned by or reclaimed from any estate in bankruptcy, or attempts to have any stay or injunction prohibiting the enforcement or collection of the Note or prohibiting the enforcement of the Loan Documents or any other agreement evidencing or securing this Note lifted by any bankruptcy or other courts. 8. INTEGRATION. This Note, the Deed of Trust and the other loan documents relating to this Note, embody the agreement between Holder and Maker for the Loan and its terms and conditions. 9. AMENDMENTS. This Note may not be modified or amended except by an instrument in writing executed by the parties sought to be bound thereby. 10. GOVERNING LAW. This Note shall be governed by and construed in accordance with the laws of the State of California. [SIGNATURE ON FOLLOWING PAGE] Page 44 of 77 11/12/25 | Item D4 | Attachment 4 Peoples’ Self-Help Housing Corporation Promissory Note 4 Executed as of the date first written above. DEL RIO RIDGE, L.P., a California limited partnership By: Del Rio Ridge LLC, a California limited liability company, its general partner By: People’s Self-Help Housing Corporation, a California nonprofit public benefit corporation, its sole member/manager By: ________________________ Kenneth Trigueiro, CEO & President Page 45 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 1 When recorded mail to: City of Atascadero 6500 Palma Avenue Atascadero, California, 93422 Attn: Community Development Director This Instrument is exempt from recording Fees pursuant to Government Code Sections 27383 and 27388.1 DEED OF TRUST WITH ASSIGNMENT OF RENTS This DEED OF TRUST WITH ASSIGNMENT OF RENTS, made as of the ____ day of ___________, 2025, between Del Rio Ridge, L.P., a California limited partnership, herein called “TRUSTOR”, whose address is 1060 Kendall Road, San Luis Obispo, California 93401, and First American Title Company, herein called “TRUSTEE”, and City of Atascadero, a California general law city, herein called “BENEFICIARY” Trustor irrevocably grants, transfers and assigns to Trustee in Trust, with Power of Sale that property in the City of Atascadero, County of SAN LUIS OBISPO, State of CALIFORNIA, described as follows: SEE EXHIBIT A ATTACHED Together with the rents, issues and profits thereof, subject, however, to the right, power and authority hereinafter given to and conferred upon Beneficiary to collect and apply such rents, issues and profits. FOR THE PURPOSE OF SECURING (1) payment of the sum of FOUR HUNDRED THOUSAND DOLLARS AND NO CENTS ($400,000) with interest thereon according to the terms of a promissory note of even date herewith made by TRUSTOR, payable to order of BENEFICIARY, and extensions or renewals thereof (“General Note”); (2) payment of the sum of FIVE HUNDRED TWENTY-SEVEN FIVE HUNDRED SEVENTY-THREE DOLLARS AND NO CENTS ($527,573.00) with interest thereon according to the terms of a promissory note of even date herewith made by TRUSTOR, payable to order of BENEFICIARY, and extensions or renewals thereof (“Impact Fees Note”); (3) the performance of each agreement of TRUSTOR incorporated by reference or contained herein or reciting it is so secured; (4) payment of additional sums and interest thereon which may hereafter be loaned to Trustor, or his or her successors or assigns, when evidenced by a promissory note or notes reciting that they are secured by this Deed of Trust. Page 46 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 2 To protect the security of this Deed of Trust, and with respect to the property above described, Trustor agrees: (1) To keep said property in good condition and repair, ordinary wear and tear excepted; not to remove or demolish any building thereon; to complete or restore promptly and in good and workmanlike manner any building which may be constructed, damaged or destroyed thereon and to pay when due all claims for labor performed and materials furnished therefor (or to bond over any liens to Beneficiary’s reasonable satisfaction); to comply with all laws affecting said property or requiring any alterations or improvements to be made thereon; not to commit or permit waste thereof; not to commit, suffer or permit any act upon said property in violation of the law; to cultivate, irrigate, fertilize, fumigate, prune and do all other acts which from the character or use of said property may be reasonably necessary, the specific enumerations herein not excluding the general; and to observe and perform all of the covenants and agreements of the Affordable Housing Regulatory Agreement of even date herewith made by Trustor, the Note, and this Deed of Trust. (2) To provide, maintain and deliver to Beneficiary insurance satisfactory to and with loss payable to Beneficiary. The amount collected under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured hereby and in such order as beneficiary may determine, or at option of Beneficiary the entire amount so collected or any part thereof may be released to Trustor. Such application or release shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. (3) To appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee; and to pay all costs and expenses, including cost of evidence of title and attorney’s fees in a reasonable sum, in any action or proceeding in which Beneficiary or Trustee may appear, and in any suit brought by Beneficiary to foreclose this Deed of Trust. (4) To pay: at least ten days before delinquency all taxes and assessments affecting said property, including assessments on appurtenant water stock; when due, all encumbrances, charges and liens, with interest, on said property or any part thereof, which appear to be prior or superior hereto; all costs, fees and expenses of this Trust. Should Trustor fail to make any payment or to do any act as herein provided, then Beneficiary or Trustee, but without obligation so to do and without notice to or demand upon Trustor and without releasing Trustor from any obligation hereof, may: make or do the same in such manner and to such extent as either may deem necessary to protect the security hereof, Beneficiary or Trustee being authorized to enter upon said property for such purposes; appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary or Trustee; pay, purchase, contest or compromise any encumbrance, charge, or lien which in the judgment of either appears to be prior or superior hereto; and, in exercising any such powers, pay necessary expenses, employ counsel and pay his or her reasonable fees. (5) To pay immediately and without demand all sums so expended by Beneficiary or Trustee, with interest from date of expenditure at the amount allowed by law in effect at the date hereof, and to pay for any statement provided for by law in effect at the date hereof regarding the obligatio n secured hereby, any amount demanded by the Beneficiary not to exceed the maximum allowed by law at the time when said statement is demanded. Page 47 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 3 (6) That any award of damages in connection with any condemnation for public use of or injury to said property or any part thereof is hereby assigned and shall be paid to Beneficiary who may apply or release such moneys received by him or her in the same manner and with the same effect as above provided for disposition or proceeds of insurance. (7) That by accepting payment of any sum secured hereby after its due date, Beneficiary does not waive his or her right either to require prompt payment when due of all other sums so secured or to declare default for failure so to pay. (8) That at any time or from time to time, without liability therefor and without notice, upon written request of Beneficiary and presentation of this Deed and said note for endorsement, and without affecting the personal liability or any person for payment of the indebtedness secured hereby, Trustee may: reconvey any part of said property; consent to the making of any map or plat thereof; join in granting any easement thereon; or join in any extension agreement or any agreement subordinating the lien or charge hereof. (9) That upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Deed and said note to Trustee for cancellation and retention or other disposition as Trustee in its sole discretion may choose and upon payment of its fees, Trustee shall reconvey, without warranty, the property then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The Grantee in such reconveyance may be described as the person or persons legally entitled thereto. (10) That as additional security, Trustor hereby gives to and confers upon Beneficiary the right, power and authority, during the continuance of these Trusts, to collect the rents, issues and profits of said property, reserving unto Trustor the right, prior to any default by Trustor in payment of any indebtedness secured hereby or in performance of any agreement hereunder, to collect and retain such rents, issues and profits as they become due and payable. Upon any such default, Beneficiary may at any time without notice, either in person, by agent, or by a receiver to be appointed by a court, and without regard to the adequacy of any security for the indebtedness hereby secured, enter upon and take possession of said property or any part thereof, in his or her own name sue for or otherwise collect such rents, issues, and profits, including those past due and unpaid, and apply the same, less costs and expenses of operation and collection, including reasonable attorney’s fees, upon any indebtedness secured hereby, and in such order as Beneficiary may determine. The entering upon and taking possession of said property, the collection of such rents, issues and profits and the application thereof as aforesaid, shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. (11) That upon default by Trustor in payment of any indebtedness secured hereby or in performance of any agreement hereunder beyond any applicable notice or cure period, Beneficiary may declare all sums secured hereby immediately due and payable by delivery to Trustee of written declaration of default and demand for sale and of written notice of default and of election to cause to be sold said property, which notice Trustee shall cause to be filed for record. Beneficiary also shall deposit with Trustee this Deed, said note and all documents evidencing expenditures secured hereby. Page 48 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 4 After the lapse of such time as may then be required by law following the recordation of said notice of default, and notice of sale having been given as then required by law, Trustee without demand on Trustor, shall sell said property at the time and place fixed by it in said notice of sale, either as a whole or in separate parcels, and in such order as it may determine, at public auction to the highest bidder for cash in lawful money of the United States, payable at time of sale. Trustee may postpone sale of all or any portion of said property by public announcement at such time and place of sale, and from time to time thereafter may postpone such sale by public announcement at the time fixed by the preceding postponement. Trustee shall deliver to such purchaser its deed conveying the property so sold, but without any covenant or warranty, express or implied. The recitals in such deed of any matters or facts shall be conclusive proof of the truthfulness thereof. Any person, including Trustor, Trustee, or Beneficiary as hereinafter defined, may purchase at such sale. After deducting all costs, fees and expenses of Trustee and of this Trust, including cost of evidence of title in connection with sale, Trustee shall apply the proceeds of sale to payment of: all sums expended under the terms hereof, not then repaid, with accrued interest at the amount allowed by law in effect at the date hereof; all other sums then secured hereby; and the remainder, if any, to the person or persons legally entitled thereto. (12) Beneficiary, or any successor in ownership of any indebtedness secured hereby, may from time to time, by instrument in writing, substitute a successor of successors to any Trustee named herein or acting hereunder, which instrument, executed by the Beneficiary and duly acknowledged and recorded in the office of the recorder of the county or counties where said property is situated, shall be conclusive proof of proper substitution of such successor Trustee or Trustees, who shall, without conveyance from the Trustee predecessor, succeed to all its title, estate, rights, powers and duties. Said instrument must contain the name of the original Trustor, Trustee and Beneficiary hereunder, the book and page where this Deed is recorded and the name and address of the new Trustee. (13) That this Deed applies to, inures to the benefit of, and binds all parties hereto, their heirs, legatees, devisees, administrators, executors, successors, and assigns. The term Beneficiary shall mean the owner and holder, including pledgees, of the note secured hereby, whether or not named as Beneficiary herein. In this Deed, whenever the context so requires, the masculine gender includes the feminine and/or the neuter, and the singular number includes the plural. Personal liability for the indebtedness secured hereby shall be limited as set forth in the other documents evidencing and/or securing such indebtedness. (14) The Trustee accepts this Trust when this Deed, duly executed and acknowledged, is made a public record as provided by law. Trustee is not obliged to notify any party hereto of pending sale under any other Deed of Trust or of any action or proceeding in which Trustor, Beneficiary or Trustee shall be a party unless brought by Trustee. Beneficiary may charge for a statement regarding the obligation secured hereby, provided the charge thereof does not exceed the maximum allowed by law. (15) Upon request by such lender, this Deed of Trust will be subordinated in lien priority, through a separately recorded subordination agreement, to any commercial lender’s deed of trust or deed in lieu provided as security for a construction loan for the development of the Project. Page 49 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 5 Additionally, Beneficiary agrees that, upon request, it shall subordinate this Deed of Trust and the loans secured hereby to the interests of the California Department of Housing and Community Development pursuant to its permanent financing for the Project. Page 50 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 6 The undersigned Trustor, requests that a copy of any notice of default and any notice of sale hereunder be mailed to him or her at his or her address hereinbefore set forth. Trustor: Del Rio Ridge, L.P., a California limited partnership By: Del Rio Ridge LLC, a California limited liability company, its general partner By: People’s Self-Help Housing Corporation, a California nonprofit public benefit corporation, its sole member/manager By: ________________________ Kenneth Trigueiro, CEO & President Page 51 of 77 11/12/25 | Item D4 | Attachment 5 People’s Self-Help Housing Corporation Deed of Trust 7 EXHIBIT A LEGAL DESCRIPTION OF THE PROPERTY Real property in the City of Atascadero, County of San Luis Obispo, State of California, described as follows: Those portions of Lots 11 and 12 in Block 22 of ATASCADERO COLONY in the City of Atascadero, County of San Luis Obispo, State of California, according to map recorded October 21, 1914 in Book 3, Page 25 of Maps, described as follows: Beginning at a point on the Southeasterly line of the land described in the deed dated October 29, 1946 and recorded in Book 426 Page 370 of Official Records, said point bearing South 59° 52' 37" West (South 59° 52' 00" West record) 473.13 feet from the most Easterly corner of said land; thence leaving said line South 30° 06' 38" East, 163.43 feet to the most Northerly corner of the land described in the deed dated July 26, 1919 and recorded in Book 129 Page 149 of Deeds; thence along the Northwesterly line of said land South 59° 53' 22" West 517.49 feet to the Northeasterly right-of-way of El Camino Real said right of way being 50.00 feet Northeasterly of and parallel with the centerline of El Camino Real; thence along said right of way North 26° 39' 24" West 175.13 feet the Southeasterly line of said land described in the deed dated October 29, 1946; thence along said Southeasterly line North 59° 47' 58" East 215.67 feet to an angle point in said line; thence South 29° 56' 55" East 11.79 feet to an angle point in said line; thence North 59° 52' 37" East 291.30 feet to the Point of Beginning. APN: 049-151-056 Page 52 of 77 11/12/25 | Item D4 | Attachment 5 A notary public or other officer completing this certificate verifies only the identity of the individual who signed the document to which this certificate is attached, and not the truthfulness, accuracy, or validity of that document. State of California ) County of __________________) On_____________ before me, __________________, Notary Public, personally appeared, ______, who proved to me the basis of satisfactory evidence to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her their authorized capacity(ies), and that by his/her/their signature (s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. I certify under penalty of perjury under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. Signature_____________________________ Page 53 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item G1 Department: Public Works Date: 11/12/25 Placement: Public Hearing TO: JAMES R. LEWIS, CITY MANAGER FROM: NICK DE BAR, DIRECTOR OF PUBLIC WORKS/CITY ENGINEER PREPARED BY: RYAN HAYES, DEPUTY DIRECTOR OF PUBLIC WORKS SUBJECT: Order to Vacate a Portion of Public Right-of-Way at 11285 San Marcos Road RECOMMENDATION: Council adopt Draft Resolution ordering the vacation of a portion of public right-of-way at 11285 San Marcos Road based upon findings consistent with the State of California Streets and Highways Code. DISCUSSION: BACKGROUND As a result of the January 2023 storms, a FHWA-funded soldier pile retaining wall and roadway reconstruction project was completed in late 2023. City staff have been in discussions with the owners of the adjacent 11285 San Marcos Road property to adjust the right-of-way to reflect the roadway alignment and allow for future access to and maintenance of the retaining wall. The right-of-way adjustment includes abandonment of approximately 1,265 square feet of existing unused right-of-way to the property owner, in exchange for dedication of an approximately 1,190 square foot permanent access easement. A vicinity map of this site is shown below. Page 54 of 77 11/12/25 | Item G1 | Staff Report ANALYSIS Pursuant to the Streets and Highways Code Sections 8320 et sq., the City initiated proceedings to vacate excess right-of-way through a resolution adopted by City Council on October 14, 2025, declaring its intention to order to vacation of the right-of-way and establishing a public hearing for November 12, 2025, for the proposed street vacation. Public notice for this hearing was published twice on October 30, 2025, and November 6, 2025. Working with the owners of 11285 San Marcos Road, staff has identified a portion of right-of-way that will not restrict public access or future improvements if relinquished, and a portion of the private parcel over which a permanent easement will be established. These approximate areas are shown in the exhibit below. Page 55 of 77 11/12/25 | Item G1 | Staff Report The portion of San Marcos Road to be vacated (1,265 sq. ft.) would become part of the adjacent property of 11285 San Marcos Road. In exchange, the City would receive an easement from 11285 San Marcos Road (1,190 sq. ft.) that is needed to gain access to the downgradient side (opposite from street) of the soldier pile wall for inspection and maintenance purposes. This easement will also prevent any private grading or excavating work adjacent to the wall that could undermine the wall. There is sufficient right-of-way width at the proposed vacation, and no public utilities exist or need this excess right-of-way. Furthermore, the Fire Department has no objection to the right-of-way abandonment and does not consider this right-of-way to be necessary for current or future evacuation needs. ALTERNATIVES TO THE STAFF RECOMMENDATION: Council may decide not to vacate this portion of San Marcos Road right-of-way, but it is likely that the adjacent property owner may not grant the City the easement adjacent to the soldier pile wall. Staff does not recommend this alternative since the right-of-way being considered for vacation is excess and not needed for existing roadway improvements and public utilities, and vacating it will allow the City to obtain the easement needed for inspecting and maintaining the soldier pile wall. FISCAL IMPACT: None REVIEWED BY OTHERS: This item has been reviewed by the City Attorney and City Clerk. REVIEWED AND APPROVED FOR COUNCIL AGENDA James R. Lewis, City Manager ATTACHMENT: 1. Draft Resolution Page 56 of 77 11/12/25 | Item G1 | Attachment 1 DRAFT RESOLUTION RESOLUTION OF THE CITY COUNCIL OF THE CITY OF ATASCADERO, CALIFORNIA, ORDERING THE VACATION OF A PORTION OF PUBLIC RIGHT-OF-WAY AT 11285 SAN MARCOS ROAD WHEREAS, the subdivision map recorded in San Luis Obispo County Book of Maps 3AC, Page 86 dedicated San Marcos Road as a 40-foot-wide public right-of-way, which right-of- way was assumed by the City of Atascadero upon incorporation; and WHEREAS, since the dedication of San Marcos Road, geologic conditions have necessitated a realignment of a portion of the roadway; and WHEREAS, to complete the realignment, the City will obtain an easement for public right-of-way from a private property owner at 11285 San Marcos Road comprising approximately 1,190 square feet in exchange for the City’s vacation of a portion of its right-of-way comprising approximately 1,265 square feet adjacent to said property; and WHEREAS, pursuant to Streets and Highways Code Sections 8320 et sq., the City Council adopted Resolution 2025-060 on October 14, 2025, declaring its intent to order the vacation of a portion of public right-of-way at 11285 San Marcos Road and setting a public hearing for November 12, 2025, for the order to vacate the public right-of-way; and WHEREAS, the City Council conducted a duly noticed public hearing on November 12, 2025, as required by Streets and Highways Code Section 8322 on the proposed street vacation and all persons interested in the vacation were invited to attend and give testimony, if desired, on the proposed street vacation; and WHEREAS, the City Engineer has confirmed no City utility facilities currently exist within the portion of San Marcos Road to be vacated; and WHEREAS, the proposed vacation is categorically exempt from environmental review under the California Environmental Quality Act (CEQA) in accordance with Section 15061(b)(3) of the CEQA Guidelines as it can be seen with certainty that there is no possibility that the activity in question may have a significant effect on the environment; and WHEREAS, pursuant to Government Code Section 65402(a), the vacation of the proposed vacated area is required to facilitate a realignment of San Marcos Road that is minor in nature, and as such, referral of the vacation to the City’s planning commission pursuant to Section 65402(a) shall not be required, as the proposed vacation is consistent with the City’s general plan; and WHEREAS, the area proposed for vacation is no longer needed for public right-of-way purposes, and the vacation is in the public interest. NOW, THEREFORE BE IT RESOLVED, by the City Council of the City of Atascadero: SECTION 1. The above recitals are true and correct. Page 57 of 77 11/12/25 | Item G1 | Attachment 1 SECTION 2. A portion public right-of-way at 11285 San Marcos Road is declared to be unnecessary for present or prospective public street purposes and the City Council orders its vacation, which is legally described in Exhibit A and shown on Exhibit B, attached hereto and incorporated by reference. SECTION 3. The order to vacate a portion of San Marcos Road in Section 2 is subject to recordation of a right-of-way easement in favor of the City for the approximate 1,190 square foot area shown on Exhibit B. SECTION 4. The Director of Public Works is directed and authorized to accept the right- of-way easement described in Section 3 on behalf of the City. PASSED AND ADOPTED at a regular meeting of the City Council held on the ____ day of _____ _, 2025. On motion by Council Member _________ and seconded by Council Member _______, the foregoing Resolution is hereby adopted in its entirety on the following roll call vote: AYES: NOES: ABSENT: ABSTAIN: CITY OF ATASCADERO _______________ ____________________ Charles Bourbeau, Mayor ATTEST: ___________________________________ Lara K. Christensen, City Clerk Page 58 of 77 EXHIBIT "A" Legal Description A portion of San Marcos Road lying easterly of Lot 9 in Block 60, of the Atascadero Colony, in the City of Atascadero, County of San Luis Obispo, State of California, as shown the map recorded in Book 3AC, at Page 86 of Maps, in the Office of the Recorder of said County, described as follows: All that portion of said Road lying westerly of the following described line: Commencing at a 1/2 inch rebar with the remains of a yellow plastic cap marking the northerly terminus of that certain course in the centerline of San Marco Road shown on the map recorded in Book 50, at Page 3 of Records of Surveys, in the Office of the Recorder of said County, noted to be N 28˚13’11” E 98.67’ feet; thence, along said centerline, S 28˚19’16” W 98.59 feet to 1/2 inch rebar, with the remains of a yellow plastic cap, per said Record of Survey, said rebar marking the intersection of said centerline with the prolongation southeasterly of the southwest line of said Lot 9; thence, leaving said centerline, along said prolongation of said lot line, N 44˚50’39” W 20.90 feet to the westerly right-of-way of San Marcos Road; thence, along said westerly right-of-way, N 28˚19’16” E 21.13 feet to the True Point of Beginning; thence, leaving said right-of-way, N 21˚22’23” E 64.23 feet to the beginning of a curve concave westerly, having a radius of 434.00 feet; thence, along said curve, through a central angle of 15˚36’24” a distance of 118.22 feet; thence N 5˚45’59 E 19.44 feet to the beginning of a curve concave easterly, having a radius of 166.00 feet; thence, along said curve, through a central angle of 35˚44’24” a distance of 103.55 feet; thence N 41˚30’23” E 4.74 feet to the prolongation southeasterly of the northeast line of said Lot 9, distant thereon N 59˚49’27” W 12.98 feet from a 1/2 inch rebar with the remains of a yellow plastic cap per said Record of Survey. End of description. ___________________ JoAnn B. Head 11/12/25 | Item G1 | Attachment 1| Exhibit A Page 59 of 77 11/12/25 | Item G1 | Attachment 1| Exhibit B Page 60 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item G2 Department: Public Works Date: 11/12/25 Placement: Public Hearing TO: JAMES R. LEWIS, CITY MANAGER FROM: NICK DE BAR, PUBLIC WORKS DIRECTOR/CITY ENGINEER PREPARED BY: RYAN BETZ, PUBLIC WORKS ANALYST SUBJECT: 2026 Community Development Block Grant Draft Recommendations RECOMMENDATION: Council develop and adopt draft recommendations for the 2026 Community Development Block Grant (CDBG) funding cycle. REPORT IN BRIEF: This report discusses the 2026 CDBG grant funding cycle and the applications received for Council consideration for draft award recommendations. DISCUSSION: BACKGROUND The award process for the 2026 cycle of Community Development Block Grants (CDBG) began in the fall of 2025. Workshops were held throughout the County to solicit public comment on community needs. The County published a request for CDBG proposals and the City received four applications. The City of Atascadero’s total available funding for the 2026 cycle, based on previous levels, is anticipated to be approximately $176,247. Final funding amounts are anticipated to be released by the Department of Housing and Community Development (HUD) in Spring 2026. CDBG funds are available for community development activities, which meet at least one of the three national objectives: 1. A benefit to low and moderate-income persons; 2. Aid in the prevention or elimination of blight; 3. Address urgent needs that pose a serious and immediate threat to the health or welfare of the community. In order for a program to qualify under the low- and moderate-income objective, at least 51% of the persons benefiting from the project or program must earn no more than 80% of the area median. Additionally, at least 70% of the CDBG funds must be spent toward this objective. The following criteria should also be used to guide selection of CDBG programs: Page 61 of 77 11/12/25 | Item G2 | Staff Report 1. The proposal is consistent with the national objectives and eligibility criteria of the HUD CDBG program; 2. The proposal is consistent with the Urban County Consolidated Plan; 3. The proposal is consistent with the General Plan and other City codes/ordinances. 4. The proposal will achieve multiple community development objectives; 5. The proposal can be implemented in a timely manner, without significant environmental, policy, procedural, legal, or fiscal obstacles to overcome; and 6. The project is not financially feasible without CDBG funding. CDBG funding is broken into three categories: Public Facilities and Housing Projects, Public Services, and Administration. Award allocations for Public Services and Administration cannot exceed 15% and 20%, respectively, of the total CDBG funding amount. The Public Facilities and Housing Projects category does not have any cap limitations. Council may increase CDBG funding to Public Facilities and Housing Projects while reducing the funding to Public Services and/or Administration to an amount less than the category cap limits. It should be noted that the County Administrative costs are set to 13% of the total CDBG amount to cover their estimated costs to administer the program. There is a minimum award threshold of $8,000 per project (application), meaning the City can allocate less than $8,000 for a particular public service activity if another agency in the County commits to programming the remainder to equal a Countywide cumulative total of at least $8,000. Furthermore, Council may recommend a CDBG award more than or less than the amounts requested on the applications. Council can only make award recommendations to those applications received for the funding cycle. ANALYSIS The City received the following applications for the 2026 CDBG funding cycle: Public Facilities (PF) and Housing Projects (HP) Category (65% Min.) - Est. $114,561 1. City of Atascadero – Viejo Camino Sidewalk and Accessibility Improvements $116,000 2. Community Action Partnership of San Luis Obispo (CAPSLO) – Minor Home Repair 32,950 Public Services Category (15% Max.) - Est. $26,437 1. City of Atascadero – Youth Activity Scholarships 13,500 2. El Camino Homeless Organization (ECHO) – Operation of Homeless Shelter 26,437 Administration (20% Max.) - Est. $35,249 1. SLO County – Program Administration (13%) 22,912 2. City of Atascadero – Program Administration (7%) 12,337 Total Funds Requested $224,136 Estimated Funds Available $176,247 Net Difference ($47,889) Two applications were received for the Public Facilities/Housing Projects category totaling $148,950, which exceeds the estimated category allocation of $114,561 by $34,389. Two applications were received for the Public Services category totaling $39,937 which exceeds the estimated category allocation of $26,437 by $13,500. As part of the CDBG process, Council must Page 62 of 77 11/12/25 | Item G2 | Staff Report develop a draft recommendation for the 2026 grant year that meets the funding criteria while adhering to the categorical limits. The following is a brief explanation of the funding groups and applications within each. PUBLIC FACILITIES (PF) & HOUSING PROJECTS (HP) CATEGORY - Est. Available Funds: $114,561 Public Facilities are defined as activities relating to real property, including the acquisition, construction, rehabilitation or installation of public improvements. 1. City of Atascadero – Viejo Camino Sidewalk and Accessibility Improvements Funds Requested: $116,000 The City of Atascadero submitted a CDBG application for the Viejo Camino Sidewalk Accessibility Project. This project proposes to construct approximately 450 linear feet of new ADA compliant sidewalk, and curb ramps at two locations on Viejo Camino between El Camino Real and Halcon Road. The sidewalk infill will also provide connection to a regional bus stop which will provide a new bench and shelter for riders. In addition, a crosswalk with enhanced crossing signs is being proposed across Viejo Camino at Bocina Lane (Bordeaux House entrance). This crosswalk will be located mid-block and will provide a direct connection to the RTA transit stop which is frequently used by nearby residents, thereby preventing crossings at the El Camino Real intersection that cannot meet ADA requirements due to slope issues. RTA has provided a letter of support for this project. This project warrants improvements to increase accessibility for the traveling public due to its dilapidated and non-compliant condition. The infrastructure improvements providing wheelchair ramps and ADA compliant sidewalks will aid those with mobility impairments. Council has previously awarded a total of $268,193 in prior CDBG funding cycles ($68,683 in 2021, $91,442 in 2024, $108,068 in 2025) toward this project, which has an estimated cost between $400,000 and $650,000, depending on the inclusion of an enhanced crosswalk to the project improvements. To help offset the cost of the project, staff will be preparing the engineering design and specifications, with the exception of the electrical design element. 2. Community Action Partnership of San Luis Obispo County (CAPSLO) – Addresses the unmet needs of low-income and vulnerable individuals and families. Funds Requested: $32,950 The project involves the completion of minor home repairs and accessibility improvements in homes occupied by low and very low-income members within San Luis Obispo County. CAPSLO will perform outreach and work with its partners to identify households that qualify for the assistance and have needs that can be met through the program. Once projects are identified, the program will develop a project description and cost estimate for each project and submit that information to County staff for review and approval. Approved projects will then be scheduled for work to be completed by CAPSLO staff. The outcome is to help vulnerable members of San Luis Obispo remain safely in their own homes, improving their self-sufficiency and independence and thereby reducing homelessness and dependency. Page 63 of 77 11/12/25 | Item G2 | Staff Report PUBLIC SERVICES CATEGORY - Est. Available Funds: $26,437 CDBG regulations allow for a wide range of public service activities, including, but not limited to: employment services, crime prevention, childcare, health services, substance abuse services, fair housing counseling and recreational services. 1. City of Atascadero – Youth Activity Scholarship Fund Funds Requested: $13,500 The City administers the Youth Activity Scholarship Fund to allow the children of low income families to participate in organized recreation, social and cultural activities, to keep children active and engaged. The population served would be otherwise unable to afford the activity fees to participate in the activities of choice without the scholarship. Because this program is limited to extremely low to moderately low income families, the benefit criteria will be met. 2. El Camino Homeless Organization (ECHO) Navigation Centers – Operation of Homeless Shelter and Meals Funds Requested: $26,437 ECHO operates two Navigation Centers, ECHO Atascadero and ECHO Paso Robles, each with comprehensive services for San Luis Obispo County residents experiencing homelessness and those in danger of becoming homeless. ECHO also works to meet the needs of unsheltered residents who have not yet sought emergency shelter through street outreach services and the needs of residents who are housed but in danger of losing their housing through homeless prevention services. Requested funds will support the operations of both Navigation Centers including shelter operations, shelter and outreach case management, shelter coordination, outreach services including shower and meal programs, rapid rehousing case management and housing assistance funds, volunteer coordination, staff supervision, and administration costs. With this support, 1,330 people per year are expected to access services. ECHO leverages volunteers, partners, and community support to serve and house a large number of people with a small operating budget. ADMINISTRATION – Est. Available Funds: $35,249 1. County of San Luis Obispo – CDBG Program Administration- (13%) Allocated Funds: $22,912 Due to the complexity of grant administration responsibilities and the consequences of non- compliance, HUD recommends that the County provide all monitoring and oversight for all CDBG grants. The County assumes the duties of project oversight and receives a required 13% of the total grant funds for administration services for Atascadero in the amount of $22,912. 2. City of Atascadero – CDBG Program Administration - (7%) Allocated Funds: $12,337 Significant City staff time from Public Works and Administrative Services is required for CDBG administration and coordination with County Planning staff. The City’s administrative portion of the funding cannot exceed 7%, or $12,337 of the total administrative grant amount. Page 64 of 77 11/12/25 | Item G2 | Staff Report CONCLUSION The City received funding requests for approximately $47,889 more than the anticipated 2026 available CDBG funding. In addition, there are limits related to categories of funding for Public Services and Administration. As part of the CDBG process, Council must develop a draft recommendation for the 2026 grant year that meets the funding criteria while adhering to the category limits. Upon approval, the draft funding recommendations will be forwarded to the County for publishing along with recommendations from all participating agencies. A minimum of 30 days after publication, a second workshop will be held to allow questions from applicants regarding the draft recommendations, after which the draft allocations will be forwarded to City Council, with comments from the workshop, for final approval and forwarded to the County Board of Supervisors. A final recommendation will be made by Council in February 2026. ALTERNATIVES TO THE STAFF RECOMMENDATION: None. FISCAL IMPACT: Approval of Atascadero’s total 2026 CDBG allocation would result in the estimated revenue and expenditure of $176,247 of CDBG funds. REVIEWED BY OTHERS: This item has been reviewed by the Administrative Services Director. REVIEWED AND APPROVED FOR COUNCIL AGENDA James R. Lewis, City Manager ATTACHMENTS: 2026 CDBG Applications are available to view online at the following link: 2026 CDBG Applications Page 65 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item H1 Department: Public Works Date: 11/12/25 Placement: Management Report TO: JAMES R. LEWIS, CITY MANAGER FROM: NICK DE BAR, DIRECTOR OF PUBLIC WORKS/CITY ENGINEER PREPARED BY: RYAN HAYES, DEPUTY DIRECTOR OF PUBLIC WORKS SUBJECT: City Manager’s Task Force on Wastewater Report and WWTP Project Update RECOMMENDATION: Council review and file report. REPORT IN BRIEF: This report discusses activities of the City Manager’s Task Force on Wastewater and a progress update for the Wastewater Treatment Plant (WWTP) Project including proposed next steps and timelines. DISCUSSION: BACKGROUND The City of Atascadero provides wastewater collection and treatment service for nearly all commercial and industrial properties, as well as a portion of the City’s residential population. Sewered parcels are generally within the more urban core of Atascadero, with approximately 2,000 acres of the roughly 15,000 acres within the City boundary connected to the sewer system. Within this area, there are approximately 5,500 parcels, with the remainder of the City’s population served by private on-site septic systems. Wastewater services are considered a community investment that helps ensure public health and safety, economic prosperity, and maximizes land use potential and reasonable development and expansion for businesses, residents and other community buildings. The City of Atascadero assumed ownership and operation of the wastewater collection and treatment system from the Atascadero County Sanitation District in 1982 shortly after incorporation (1979). While there have been upgrades, modifications, and additions to wastewater treatment facilities, the overall process has not changed significantly since 1982 and is considered a stabilization pond treatment system. New regulatory requirements were adopted on September 25, 2020, by the Central Coast Regional Water Quality Control Board (RWQCB) as the General Waste Discharge Requirements (WDR) Order No. R3-2020-0020 for Discharges from Domestic Wastewater Systems with Flows Greater than 100,000 Gallons per Day (WDR General Permit). The City applied for enrollment in the new General Permit in December 2021 and became formally enrolled in the new permit on June 6, 2023. The General Permit adopts stringent effluent discharge requirements for discharge of treated effluent to land, effectively Page 66 of 77 11/12/25 | Item H1 | Staff Report prohibiting the continued use of stabilized pond treatment systems and requiring that the City construct a new wastewater treatment facility. At a minimum, the secondary treatment process of removing nitrogen and organics from the waste stream will involve replacing the existing secondary treatment process of stabilization ponds with a more robust mechanical process for reducing organics from the wastewater influent. In addition to the new regulatory requirements, the WWTP is also capacity constrained, with current average daily flows effectively at 100% of treatment capacity. With a number of significant developments slated to come online in the next several years and Atascadero State Hospital in negotiations with the City to become a customer as well, it is expected that the WWTP will be unable to treat average and wet weather flows within the very near future. Although the capacity challenges had been identified as an ongoing issue for decades, the focus on water conservation over the past twenty years kept wastewater influent flows at a manageable level and allowed the existing plant to continue operating. However, the growth and densification of the City over the last several years, combined with the new regulatory requirements, resulted in the recognition in 2020 that constructing a new WWTP was imperative and the time to do so was limited. City staff has subsequently spent the ensuing years evaluating alternatives and charting a viable pathway forward for major improvements to and investment in the WWTP. Unfortunately, while it has been recognized since the early 2000’s that a new WWTP would be necessary at some point, the magnitude of the project was not understood until the last few years. The increase in project scope from new regulations, coupled with the rapid escalation of construction costs since 2020, have resulted in the anticipated construction costs for the project rising from an estimated $30 million in 2016 to approximately $125 million today. Financing the project is the most critical challenge at this time, given that historic underfunding (wastewater service rates and capacity charges were not raised for 25 years between 1994 and 2019) left the City with minimal reserves with which to pay for these improvements. As such, much of staff’s efforts in 2025 have been focused on completing a wastewater rate study, facilitating a wastewater task force, pushing back on new regulations, and advertising for and selecting an engineering design consultant for the secondary treatment improvements and upgrades. WASTEWATER TASK FORCE As part of the discussion for the wastewater rate increase at the Council meeting on June 10, 2025, staff was tasked with three significant efforts intended to provide clarity and direction as the City moves into WWTP design. These efforts include completing a wastewater user classification study and volumetric analysis, conducting an Inflow and Infiltration (I/I) Study to determine if there are high benefit/cost collection system improvement projects that would reduce the needed WWTP size and cost, and facilitating a wastewater task force intended to gather public input and build consensus. The first two tasks are currently underway, with results expected to be presented to Council in summer 2026. A summary of the wastewater task force participants, meeting dates and topics, and key findings are discussed in greater detail below. The intention of the City Manager’s Task Force on Wastewater was to gather together a cross-section of stakeholders willing to learn about the wastewater system in depth and provide recommendations for a path forward. The following are objectives and desired outcomes from the task force: Page 67 of 77 11/12/25 | Item H1 | Staff Report 1. To understand the importance of the wastewater systems and operations; 2. To understand the various challenges the City is facing with wastewater; 3. To understand how we got here and how we get out; 4. To understand potential solutions and paths forward; and 5. To provide feedback and advise. The task force was assembled with the intention of providing a voice for a broad range of residents, business owners, and developers. The City truly wishes to thank the wastewater task force members listed below, who gave a significant amount of time and energy to participate in this important effort: Name Role Other wastewater qualifications Barbara Lynch City Resident Retired City Engineer for San Luis Obispo Derek Stoltzfus Business Owner - Laundromat Greg Squires Business Owner - Parable Group/Story Labs Co-Op/Resident Grigger Jones City Resident AMWC Board Member Joey Ferrell Atascadero Chamber of Commerce Board Chairperson John Neil AMWC General Manager Licensed Civil Engineer Judy Hemenway Resident/Senior Center Board Retired Engineer Marcus Henderson Resident Cal Poly Water Resources Manager Mark Marshall Business Owner (Construction) Max Zappas Resident/Builder/Commercial and Multi- Family Residential Property Owner Mike Zappas Resident/Builder/Commercial and Multi- Family Residential Property Owner Seth Peek Council Member Straith Smith- Zanartu Resident/Retired SLO County Finance Division Manager Experience with Los Osos sewer project Susan Funk Council Member The task force calendar was comprised of four meetings, structured to provide a detailed background of the history of the Atascadero collection and treatment systems, the regulatory changes and capacity issues driving the need for wastewater upgrades, an overview of available treatment alternatives and estimated costs, and a discussion on funding alternatives, wastewater services rates and capacity charges. The meeting dates and topics were as follows: Page 68 of 77 11/12/25 | Item H1 | Staff Report Meeting 1: Wednesday, July 30, 2025 4:00 PM – 5:30 PM Meeting 2: Tuesday, August 12, 2025 11:00 AM – 12:30 PM Meeting 3: Wed., September 3, 2025 10:00 AM – 11:30 AM Meeting 4: Friday, September 26, 2025 9:30 AM – 11:00 AM The 90-minute meetings were structured to begin with introductions (Meeting 1) and prior meeting recap (Meetings 2-4), followed by staff topic presentation, and ending with questions/answers and discussion. The task force was asked a number of questions during the first three meetings that had impacts to alternatives and solutions, and how the City approaches the next steps. Robust discussions occurred at each meeting and a variety of questions were answered, concerns were aired and solutions were discussed. At the last meeting, alternatives for addressing the current wastewater challenges were discussed by the group. A large consensus was made on several points. The task force endorsed the following statements listed below: 1. We desire that the City continue to operate the WWTP and not sell it to a private or third party. 2. We do not want to impede future City growth and development, however, development should pay its full share of costs. 3. We do not intend to treat salts at the new RWQCB effluent limits based on data points that are questionable, and will push back on requirements to do so. 4. We understand serving ASH spreads out costs of the system, however, all costs and impacts of the ASH connection shall be borne by ASH. 5. We will actively pursue partnerships with other nearby agencies. 6. We want to perform a new volumetric analysis and study for customer user classification and rate schedules, including consideration of consumption, distance, and other metrics for methods of calculating contribution. 7. Continue to pursue and advocate for additional State and Federal funding sources. These items provide staff a clear pathway forward with regard to design and construction of the new WWTP, as well as areas of focus for coordination with other nearby agencies and ASH. Funding of the WWTP and near-term necessary collection system improvements remain the largest unknowns, but staff is moving Page 69 of 77 11/12/25 | Item H1 | Staff Report forward with the volumetric analysis and customer user classification with the intention of establishing the most transparent and equitable method possible for allocation of future costs. It is expected that the wastewater task force will be reconvened in the spring or summer of 2026 to review and provide input on the draft customer user classification study. It is important to note that the current wastewater rate study adopted in June 2025 only accounts for the interim and secondary wastewater treatment improvement costs (est. $130M) and does not include costs to meet the salts regulatory requirement (est. $30-40M). Furthermore, only a small fraction ($10M) of the total collection system improvements identified in the 2025 Collection System Master Plan ($110M) were included in the 2025 Rate Study to keep rates at a manageable level. These collection system improvements are necessary to accommodate existing and future flows identified with the 2045 General Plan Update. The following table summarizes the complete 10-Year Wastewater Program costs if all costs were included. NEXT STEPS AND SCHEDULE WWTP Project Should Council authorize staff to move forward with the design engineering contract with Black & Veatch, it is anticipated project will follow baseline schedule below: The schedule above was initially developed for the Time Schedule Compliance Plan (TSCP), as required by the WDR General Permit. In order for the City to remain in compliance with the General Permit, replacement of the WWTP will need to continue to track with these dates to the greatest extent possible. The design Page 70 of 77 11/12/25 | Item H1 | Staff Report engineering contract is structured to allow for Council input and approval at critical points along the way. These decision points will be at process selection, preliminary design recommendation, final design, and construction award. Public Engagement and Outreach (ongoing) Ongoing efforts with a focus on State requirements for WWTP project, community benefits, and opportunities to lessen impact to rate payers. City Manager’s Task Force on Wastewater to reconvene as needed. Regional Partnerships (now – late 2026) Explore regional partnerships with nearby jurisdictions with the goal of lessening impact on rate payers by spreading costs while meeting State requirements. Potential partners include ASH, AMWC, Templeton CSD, and Santa Margarita. Customer User Classification Study (now – October 2026) Study to update customer user classification and rate schedule to better reflect rates and customer contributions to wastewater system, including consideration of consumption, distance, and other metrics for methods of calculating contribution. A request for proposals is currently out for solicitation and staff anticipates Council award to successful consultant at regular meeting on December 9, 2025. Rate Adjustments and Studies (now – March 2027)  Sewer capacity charge increase from $6,769 to $8,856/EDU approved by Council on 10/14/25 with new rates effective 12/14/2025.  Consider FY26/27 sewer service charge increase in March to June 2026.  Prepare updated wastewater rate study from October 2026 to March 2027 that incorporates: o New customer user classification schedule o Detailed preliminary costs estimates for WWTP project o Potential regional partnerships o Funding options FISCAL IMPACT: The recommendation for Council associated with this report does not have a direct fiscal impact. ALTERNATIVES: Council may direct staff to seek additional public input prior to initiating preliminary design engineering. This alternative is not recommended since the wastewater task force provided an excellent cross-section of affected Atascadero citizens and additional public outreach events are not expected to provide significant benefit. REVIEWED BY OTHERS: This item has been reviewed by the Administrative Services Director. REVIEWED AND APPROVED FOR COUNCIL AGENDA Page 71 of 77 11/12/25 | Item H1 | Staff Report James R. Lewis, City Manager ATTACHMENT(S): None Page 72 of 77 CITY OF ATASCADERO CITY COUNCIL STAFF REPORT Item H2 Department: Public Works Date: 11/12/25 Placement: Management Report TO: JAMES R. LEWIS, CITY MANAGER FROM: NICK DE BAR, DIRECTOR OF PUBLIC WORKS/CITY ENGINEER PREPARED BY: RYAN HAYES, DEPUTY DIRECTOR OF PUBLIC WORKS SUBJECT: Wastewater Treatment Plant Design Engineering Contract Award RECOMMENDATIONS: Council: 1. Award a professional services agreement for up to $9,749,491 to Black & Veatch for Design Engineering for the Atascadero Water Reclamation Facility Replacement Project (City Proj. No. C2020W03). 2. Authorize Black & Veatch to proceed with Phase 1 work (Process Selection and Preliminary Cost Estimate) for the Atascadero Water Reclamation Facility Replacement Project for $520,840. DISCUSSION: BACKGROUND City staff has spent the last five years evaluating alternatives and charting a viable pathway forward for major improvements and modifications to the Wastewater Treatment Plant (WWTP). These improvements are required to comply with new regulatory requirements and discharge limitations for the plant, and to increase treatment capacity to accommodate future growth in the City and expansion of the wastewater collection system. New regulatory requirements were adopted on September 25, 2020, by the Central Coast Regional Water Quality Control Board (RWQCB) as the General Waste Discharge Requirements (WDR) Order No. R3-2020-0020 for Discharges from Domestic Wastewater Systems with Flows Greater than 100,000 Gallons per Day (WDR General Permit). The City applied for enrollment in the new General Permit in December 2021 and became formally enrolled in the new permit on June 6, 2023. The General Permit adopts stringent effluent discharge requirements for discharge of treated effluent to land, effectively prohibiting the continued use of the existing lagoon treatment type and requiring that the City construct a new wastewater treatment facility. At a minimum, the secondary treatment process of removing nitrogen and organics from the waste stream will involve replacing the existing secondary treatment process of stabilization ponds with a more robust mechanical process for reducing organics in the wastewater influent. Enrollment in the General Permit in 2023 initiated a series of required reports, as well as officially started the timeline for compliance with the new permit effluent limits. Given the time limitations of City staff Page 73 of 77 11/12/25 | Item H2 | Staff Report and the extensive workload associated with a full replacement of the WWTP, the City contracted in January 2024 with Water Systems Consulting (WSC) to provide program management services for the project. WSC effectively functions as an extension of staff and solely on the City’s behalf, so was restricted from providing design engineering services. In order to remain in compliance with the General Permit, the City was required to submit a Time Schedule Compliance Plan (TSCP) with a schedule for coming into compliance with the new effluent limits. Bringing on a design engineer at this time is critical to staying on track for completing construction of a new secondary treatment WWTP facility by 2030 as identified in the TSCP. The schedule below reflects the major project milestones to date, along with the staff’s best estimate of the timing of future events. 9/2020 Central Coast Regional Water Quality Control Board adopts General Waste Discharge Requirements Order No. R3-2020-0020 (General Permit) 1/2021 City hires WSC to prepare Alternatives Analysis 2/2023 WSC completes Alternatives Analysis 6/2023 City receives notice of formal enrollment in WDR General Permit 1/2024 City hires WSC for Program Management Services 7/2025-9/2025 City staff holds City Manager’s Wastewater Task Force meetings 9/2025 Public Works staff advertises RFP for Design Engineering Services, and tentatively selects Black & Veatch as the most qualified consultant. 11/12/2025 Council consider authorizing Phase I, “Process Selection and Preliminary Cost Estimate,” of contract with Black & Veatch Winter 2025- Spring 2026 Evaluate alternatives and select cost-effective, robust and adaptable treatment process and prepare preliminary cost estimate. Conduct Collection System Inflow & Infiltration Study (Carollo) Initiate Customer User Classification Study (Consultant TBD) Spring 2026 Council consider authorizing Phase II, “Preliminary Design,” of contract with Black & Veatch Spring 2026-Fall 2026 Develop preliminary design report for WWTP upgrade, complete building facilities analysis, and complete Class 4 Opinion of Probable Cost Initiate Wastewater Rate Study based on refined WWTP cost estimate (Consultant TBD) Fall 2026 Council consider authorizing Phase III, “Detailed Design,” of contract with Black & Veatch Fall 2026-Spring 2028 Preparation of Final Engineering Plans, Specifications and Estimates. Spring 2028 Council consider awarding necessary construction contracts, and consider authorizing Phase IV, “Bid Phase and Engineering Services During Construction,” of contract with Black & Veatch Summer 2028-Fall 2030 WWTP Construction ANALYSIS Staff prepared a Request for Proposal (RFP) and solicited proposals in July 2025 from qualified consultants to provide design services and prepare construction plans and specifications for the project. Services to be provided by the consultant are extensive, but are split into the following four phases: Page 74 of 77 11/12/25 | Item H2 | Staff Report Phase 1 – Process Selection and Preliminary Cost Estimate Phase 2 – Preliminary Design Phase 3 – Detailed Design Phase 4 – Engineering Services During Construction Splitting the work scope into four phases both allows the City to better manage the limited wastewater fund reserves and provides logical break points at which to assess progress and decisions made, and engage Council and other stakeholders. WSC reached out to multiple engineering firms ahead of RFP issuance, but ultimately staff received proposals from two very qualified consultants: Black & Veatch and Carollo. Proposals were individually reviewed and scored by a technical selection committee comprised of six members, who considered experience with similar projects, responsiveness to City needs, experience of key personnel, wastewater design expertise and other factors. Of particular importance to staff on this project is that the selected consultant understands the financial constraints and be experienced in exploring a broad range of solutions to provide a new WWTP that is robust, O&M friendly, adaptable, and cost-effective. After initial review of the proposals, City staff held interviews with both consultants to allow for further evaluation of their project team members and anticipated project approach. The City was fortunate to receive excellent proposals from Black & Veatch and Carollo, and following evaluation of the proposals and the interviews, the selection committee unanimously agreed that Black & Veatch was the most qualified consultant for the Wastewater Treatment Plant Replacement Project. Black & Veatch provided a detailed fee estimate worksheet with their proposal that included labor hours/costs, reimbursable expenses, and subconsultant fees for the work scope identified in the City’s request for proposals. City staff and WSC reviewed Black & Veatch’s work scope and fee and have determined that it is reasonable. Since the secondary treatment process will not be selected until the completion of Phase 1 work, fees for Phase 2 through 4 are conservatively estimated based upon selection of a Membrane Bioreactor (MBR) treatment process - which is anticipated to require the most amount of work to design. After selection of a secondary treatment process (Phase 1), staff will work with Black & Veatch to determine if initial proposal fees are appropriate for following phases or will need to be adjusted. Staff is recommending that Council award a single contract to Black & Veatch for all phases of work (up to $9,749,491) but only authorize proceeding with Phase 1 work (Process Selection and Preliminary Cost Estimate for $520,840. By phasing the contract in this manner, the City has an opportunity to assess financial constraints on the project and additional information obtained after each phase, rather than committing to the entire scope of work at the outset. Upon completion of this work, staff will prepare a staff report for Council to review Phase 1 work and the secondary treatment process being recommended and consider authorizing proceeding with Phase 2 work. Any credit adjustments from the initial proposal fees related to Phase 1 will be documented through a change order process. Compensation in the professional services agreement is based upon actual hours worked by class rate plus reimbursable expenses and subconsultant fees. Furthermore, the City may terminate the agreement, without clause, at any time provided a written 30-day notice is provided. FISCAL IMPACT: Adopting staff recommendations will result in the expenditure of $520,840 from budgeted Wastewater Funds, and potential future expenditures up to $9,228,651 as approved by Council for future phases of Page 75 of 77 11/12/25 | Item H2 | Staff Report design work. The adopted FY2025-2027 budget includes $2,000,000 in FY2025/2026 and $4,000,000 in FY2026/2027 from the Wastewater Fund for this project. Staff anticipate these amounts will be adequate to cover Black & Veatch fees projected during the current budget cycle for Phases 1 and 2 ($1,130,536 combined) and roughly half of Phase 3 ($3,000,000). Furthermore, Phases 2 through 4 fees shown below may be adjusted based upon secondary treatment process type selected and any other additional information developed during Phase 1. Future funding totaling $6,000,000 will be needed in the next two budget cycles to complete design work and provide engineering design support during project construction. Of this amount, roughly $4,000,000 will be required to make the project “shovel ready”. Staff is currently working on seeking grants, partnerships, rate increases, and other means to complete design work and fund the estimated $100+ million construction cost for treatment plant improvements. Outcomes from these efforts will be better known at the time of future budget cycles. The following tables summarize estimated expenditures, budgeted funding, and future funding needs described above. ESTIMATED EXPENDITURES Program Management (WSC) and administration (FY25/26-FY30/31) $2,000,000 City staff time, admin., legal, etc. 250,509 Black & Veatch Phase 1 – Process Selection & Preliminary Cost Estimate (FY25/26) 520,840 Phase 2 – Preliminary Design Report* (FY25/26-FY26/27) 609,696 Phase 3 – Detailed Design* (FY26/27-FY27/28) 6,532,523 Phase 4 – Engineering Services During Construction* (FY28/29-FY30/31) 2,086,432 *requires future Council authorization Total Estimated Expenditures: $12,000,000 BUDGETED FUNDING Wastewater Funds (FY 2025-2027 Budget) $6,000,000 Total Budgeted Funding $6,000,000 FUTURE FUNDING NEEDS (DESIGN) Wastewater Funds (FY 2027-2029 Budget) $5,000,000 Wastewater Funds (FY 2029-2031 Budget) 1,000,000 Total Future Funding $6,000,000 ALTERNATIVES: Council may direct staff to resolicit for design engineering services for the project, but staff does not recommend this since the two proposals received were from highly qualified firms and very competitive. Page 76 of 77 11/12/25 | Item H2 | Staff Report REVIEWED BY OTHERS: This item has been reviewed by the Administrative Services Director. REVIEWED AND APPROVED FOR COUNCIL AGENDA James R. Lewis, City Manager ATTACHMENT(S): None Page 77 of 77